Cost of living in Phelps County, NE
Population 8,983 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Phelps County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Phelps County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Phelps County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Phelps County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Phelps County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Phelps County
State and local tax rates for Nebraska.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Phelps County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Phelps County
What it costs to live in Phelps County each month.
- Rent $722
- Energy $185
- Water $50
- Groceries $320
- Transport $320
- Healthcare $480
- Federal tax $507
- State tax $144
- Rent $907
- Energy $222
- Water $60
- Groceries $530
- Transport $420
- Healthcare $864
- Federal tax $750
- State tax $265
- Rent $1,218
- Energy $278
- Water $70
- Groceries $805
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $750
- State tax $265
Frequently asked questions about Phelps County
Common questions about cost of living, rent and salary.
What is the average rent in Phelps County?
In Phelps County, NE, a one-bedroom apartment averages $722 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,218 per month, according to HUD Fair Market Rent data.
What is the average salary in Phelps County?
In Phelps County, NE, the average household income is $65,988 per year and individual earnings for full-time workers average $41,086 per year, according to U.S. Census Bureau data.
What is the cost of living in Phelps County?
The estimated cost of living in Phelps County, NE is approximately $2,728 per month for a single person, $4,018 for a couple, $6,456 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Phelps County?
The combined sales tax rate in Phelps County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.
Is Phelps County an affordable place to live?
Based on the data, a single person in Phelps County, NE would need approximately $2,728 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,988 per year ($5,499 per month). Phelps County is relatively affordable compared to the national average.
How much does healthcare cost in Phelps County?
The ACA marketplace benchmark premium in Phelps County, NE is approximately $480 per month for an individual. Approximately 5.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Phelps County?
The average home value in Phelps County, NE is $173,300, with average annual property taxes of $2,386, according to U.S. Census Bureau data.
How does Phelps County compare to other areas?
You can compare Phelps County, NE with any other US county using our comparison tool at /compare. Phelps County is in Nebraska.
Other counties in Nebraska
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP