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Minnesota

Cost of living in Pennington County, MN

Estimated monthly cost
$3,024/mo
for a single person, all categories combined

Population 13,877 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $823 27%
Federal tax $597 20%
Healthcare $480 16%
Groceries $340 11%
Transport $320 11%
State tax $227 8%
Energy $187 6%
Water $50 2%

Rent in Pennington County

Fair Market Rents by bedroom count.

Studio
$741
per month
1 bedroom
$823
per month
2 bedroom
$1,080
per month
3 bedroom
$1,371
per month
4 bedroom
$1,559
per month

Source: HUD FMR FY2025

Income and earnings in Pennington County

Annual earnings figures from the Census ACS.

Household income
$72,561
per year
Individual earnings
$46,528
per year
Per capita
$39,863
per year

Source: ACS 2019-2023 5-Year.

Home values in Pennington County

Average values reported by homeowners.

Average home value
$188,900
Annual property tax
$2,300

Source: ACS 2019-2023 5-Year

Energy costs in Pennington County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Pennington County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pennington County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pennington County

Commute patterns and estimated costs.

Average commute
13.6 min
Drive alone
75.8%
Public transit
0.4%
Work from home
9.7%

Source: ACS

Monthly cost estimates for Pennington County

What it costs to live in Pennington County each month.

Single person
$3,024
per month
  • Rent $823
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $597
  • State tax $227
Couple
$4,444
per month
  • Rent $1,080
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $858
  • State tax $375
Family
$6,879
per month
  • Rent $1,371
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $858
  • State tax $375

Frequently asked questions about Pennington County

Common questions about cost of living, rent and salary.

What is the average rent in Pennington County?

In Pennington County, MN, a one-bedroom apartment averages $823 per month, a two-bedroom averages $1,080 per month, a three-bedroom averages $1,371 per month, according to HUD Fair Market Rent data.

What is the average salary in Pennington County?

In Pennington County, MN, the average household income is $72,561 per year and individual earnings for full-time workers average $46,528 per year, according to U.S. Census Bureau data.

What is the cost of living in Pennington County?

The estimated cost of living in Pennington County, MN is approximately $3,024 per month for a single person, $4,444 for a couple, $6,879 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pennington County?

The combined sales tax rate in Pennington County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Pennington County an affordable place to live?

Based on the data, a single person in Pennington County, MN would need approximately $3,024 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,561 per year ($6,047 per month). Pennington County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pennington County?

The ACA marketplace benchmark premium in Pennington County, MN is approximately $480 per month for an individual. Approximately 4.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pennington County?

The average home value in Pennington County, MN is $188,900, with average annual property taxes of $2,300, according to U.S. Census Bureau data.

How does Pennington County compare to other areas?

You can compare Pennington County, MN with any other US county using our comparison tool at /compare. Pennington County is in Minnesota.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Pennington County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources