Skip to main content
LiveWhere us
North Dakota

Cost of living in Pembina County, ND

Estimated monthly cost
$2,790/mo
for a single person, all categories combined

Population 6,787 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $838 30%
Federal tax $514 18%
Healthcare $480 17%
Groceries $322 12%
Transport $320 11%
Energy $199 7%
State tax $67 2%
Water $50 2%

Rent in Pembina County

Fair Market Rents by bedroom count.

Studio
$807
per month
1 bedroom
$838
per month
2 bedroom
$928
per month
3 bedroom
$1,300
per month
4 bedroom
$1,558
per month

Source: HUD FMR FY2025

Income and earnings in Pembina County

Annual earnings figures from the Census ACS.

Household income
$66,884
per year
Individual earnings
$41,516
per year
Per capita
$41,314
per year

Source: ACS 2019-2023 5-Year.

Home values in Pembina County

Average values reported by homeowners.

Average home value
$116,600
Annual property tax
$1,165

Source: ACS 2019-2023 5-Year

Energy costs in Pembina County

Estimated monthly electricity and gas costs.

Electricity
$139
per month · 12.6¢/kWh
Natural gas
$60
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Pembina County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pembina County

State and local tax rates for North Dakota.

State income tax
1.9%
Flat rate
State sales tax
5.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pembina County

Commute patterns and estimated costs.

Average commute
17.9 min
Drive alone
75.6%
Public transit
0.2%
Work from home
7.3%

Source: ACS

Monthly cost estimates for Pembina County

What it costs to live in Pembina County each month.

Single person
$2,790
per month
  • Rent $838
  • Energy $199
  • Water $50
  • Groceries $322
  • Transport $320
  • Healthcare $480
  • Federal tax $514
  • State tax $67
Couple
$3,919
per month
  • Rent $928
  • Energy $239
  • Water $60
  • Groceries $534
  • Transport $420
  • Healthcare $864
  • Federal tax $765
  • State tax $109
Family
$6,422
per month
  • Rent $1,300
  • Energy $298
  • Water $70
  • Groceries $810
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $765
  • State tax $109

Frequently asked questions about Pembina County

Common questions about cost of living, rent and salary.

What is the average rent in Pembina County?

In Pembina County, ND, a one-bedroom apartment averages $838 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,300 per month, according to HUD Fair Market Rent data.

What is the average salary in Pembina County?

In Pembina County, ND, the average household income is $66,884 per year and individual earnings for full-time workers average $41,516 per year, according to U.S. Census Bureau data.

What is the cost of living in Pembina County?

The estimated cost of living in Pembina County, ND is approximately $2,790 per month for a single person, $3,919 for a couple, $6,422 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pembina County?

The combined sales tax rate in Pembina County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.

Is Pembina County an affordable place to live?

Based on the data, a single person in Pembina County, ND would need approximately $2,790 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,884 per year ($5,574 per month). Pembina County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pembina County?

The ACA marketplace benchmark premium in Pembina County, ND is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pembina County?

The average home value in Pembina County, ND is $116,600, with average annual property taxes of $1,165, according to U.S. Census Bureau data.

How does Pembina County compare to other areas?

You can compare Pembina County, ND with any other US county using our comparison tool at /compare. Pembina County is in North Dakota.

Other counties in North Dakota

Browse the full list of counties in North Dakota, ranked by cost of living.

See all counties in North Dakota

Compare Pembina County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources