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Picayune, MS

Cost of living in Pearl River County, MS

Estimated monthly cost
$2,847/mo
for a single person, all categories combined

Population 56,781 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $952 33%
Healthcare $480 17%
Federal tax $401 14%
Transport $320 11%
Groceries $298 10%
Energy $197 7%
State tax $144 5%
Water $55 2%

Rent in Pearl River County

Fair Market Rents by bedroom count.

Studio
$912
per month
1 bedroom
$952
per month
2 bedroom
$1,054
per month
3 bedroom
$1,461
per month
4 bedroom
$1,466
per month

Source: HUD FMR FY2025

Income and earnings in Pearl River County

Annual earnings figures from the Census ACS.

Household income
$56,535
per year
Individual earnings
$34,594
per year
Per capita
$28,399
per year

Source: ACS 2019-2023 5-Year.

Home values in Pearl River County

Average values reported by homeowners.

Average home value
$174,500
Annual property tax
$1,181

Source: ACS 2019-2023 5-Year

Energy costs in Pearl River County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Pearl River County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pearl River County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pearl River County

Commute patterns and estimated costs.

Average commute
35.9 min
Drive alone
77.4%
Public transit
0.0%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Pearl River County

What it costs to live in Pearl River County each month.

Single person
$2,847
per month
  • Rent $952
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $401
  • State tax $144
Couple
$3,964
per month
  • Rent $1,054
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $595
  • State tax $236
Family
$6,482
per month
  • Rent $1,461
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $595
  • State tax $236

Frequently asked questions about Pearl River County

Common questions about cost of living, rent and salary.

What is the average rent in Pearl River County?

In Pearl River County, MS, a one-bedroom apartment averages $952 per month, a two-bedroom averages $1,054 per month, a three-bedroom averages $1,461 per month, according to HUD Fair Market Rent data.

What is the average salary in Pearl River County?

In Pearl River County, MS, the average household income is $56,535 per year and individual earnings for full-time workers average $34,594 per year, according to U.S. Census Bureau data.

What is the cost of living in Pearl River County?

The estimated cost of living in Pearl River County, MS is approximately $2,847 per month for a single person, $3,964 for a couple, $6,482 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pearl River County?

The combined sales tax rate in Pearl River County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Pearl River County an affordable place to live?

Based on the data, a single person in Pearl River County, MS would need approximately $2,847 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,535 per year ($4,711 per month). Pearl River County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pearl River County?

The ACA marketplace benchmark premium in Pearl River County, MS is approximately $480 per month for an individual. Approximately 13.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pearl River County?

The average home value in Pearl River County, MS is $174,500, with average annual property taxes of $1,181, according to U.S. Census Bureau data.

How does Pearl River County compare to other areas?

You can compare Pearl River County, MS with any other US county using our comparison tool at /compare. Pearl River County is in the Picayune, MS metro area.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Pearl River County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources