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Tampa-St. Petersburg-Clearwater, FL

Cost of living in Pasco County, FL

Part of the Tampa Metro Area

Estimated monthly cost
$3,557/mo
for a single person, all categories combined

Population 588,758 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,686 47%
Federal tax $537 15%
Healthcare $480 13%
Groceries $352 10%
Transport $250 7%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in Pasco County

Fair Market Rents by bedroom count.

Studio
$1,566
per month
1 bedroom
$1,686
per month
2 bedroom
$1,978
per month
3 bedroom
$2,533
per month
4 bedroom
$3,082
per month

Source: HUD FMR FY2025

Income and earnings in Pasco County

Annual earnings figures from the Census ACS.

Household income
$67,384
per year
Individual earnings
$42,888
per year
Per capita
$37,757
per year

Source: ACS 2019-2023 5-Year.

Home values in Pasco County

Average values reported by homeowners.

Average home value
$265,800
Annual property tax
$2,028

Source: ACS 2019-2023 5-Year

Energy costs in Pasco County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Pasco County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pasco County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pasco County

Commute patterns and estimated costs.

Average commute
30.9 min
Drive alone
69.9%
Public transit
0.4%
Work from home
18.4%

Source: ACS

Monthly cost estimates for Pasco County

What it costs to live in Pasco County each month.

Single person
$3,557
per month
  • Rent $1,686
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $250
  • Healthcare $480
  • Federal tax $537
  • State tax $0
Couple
$4,849
per month
  • Rent $1,978
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $350
  • Healthcare $864
  • Federal tax $773
  • State tax $0
Family
$7,562
per month
  • Rent $2,533
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $773
  • State tax $0

Frequently asked questions about Pasco County

Common questions about cost of living, rent and salary.

What is the average rent in Pasco County?

In Pasco County, FL, a one-bedroom apartment averages $1,686 per month, a two-bedroom averages $1,978 per month, a three-bedroom averages $2,533 per month, according to HUD Fair Market Rent data.

What is the average salary in Pasco County?

In Pasco County, FL, the average household income is $67,384 per year and individual earnings for full-time workers average $42,888 per year, according to U.S. Census Bureau data.

What is the cost of living in Pasco County?

The estimated cost of living in Pasco County, FL is approximately $3,557 per month for a single person, $4,849 for a couple, $7,562 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pasco County?

The combined sales tax rate in Pasco County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Pasco County an affordable place to live?

Based on the data, a single person in Pasco County, FL would need approximately $3,557 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,384 per year ($5,615 per month). Pasco County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pasco County?

The ACA marketplace benchmark premium in Pasco County, FL is approximately $480 per month for an individual. Approximately 10.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pasco County?

The average home value in Pasco County, FL is $265,800, with average annual property taxes of $2,028, according to U.S. Census Bureau data.

How does Pasco County compare to other areas?

You can compare Pasco County, FL with any other US county using our comparison tool at /compare. Pasco County is in the Tampa-St. Petersburg-Clearwater, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Pasco County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources