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New Bern, NC

Cost of living in Pamlico County, NC

Estimated monthly cost
$2,865/mo
for a single person, all categories combined

Population 12,315 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $906 32%
Healthcare $480 17%
Federal tax $449 16%
Groceries $327 11%
Transport $320 11%
Energy $187 7%
State tax $141 5%
Water $55 2%

Rent in Pamlico County

Fair Market Rents by bedroom count.

Studio
$900
per month
1 bedroom
$906
per month
2 bedroom
$1,188
per month
3 bedroom
$1,431
per month
4 bedroom
$1,575
per month

Source: HUD FMR FY2025

Income and earnings in Pamlico County

Annual earnings figures from the Census ACS.

Household income
$61,624
per year
Individual earnings
$37,495
per year
Per capita
$35,042
per year

Source: ACS 2019-2023 5-Year.

Home values in Pamlico County

Average values reported by homeowners.

Average home value
$209,800
Annual property tax
$1,257

Source: ACS 2019-2023 5-Year

Energy costs in Pamlico County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Pamlico County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pamlico County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pamlico County

Commute patterns and estimated costs.

Average commute
24.2 min
Drive alone
82.3%
Public transit
0.5%
Work from home
10.7%

Source: ACS

Monthly cost estimates for Pamlico County

What it costs to live in Pamlico County each month.

Single person
$2,865
per month
  • Rent $906
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $449
  • State tax $141
Couple
$4,212
per month
  • Rent $1,188
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $678
  • State tax $231
Family
$6,587
per month
  • Rent $1,431
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $678
  • State tax $231

Frequently asked questions about Pamlico County

Common questions about cost of living, rent and salary.

What is the average rent in Pamlico County?

In Pamlico County, NC, a one-bedroom apartment averages $906 per month, a two-bedroom averages $1,188 per month, a three-bedroom averages $1,431 per month, according to HUD Fair Market Rent data.

What is the average salary in Pamlico County?

In Pamlico County, NC, the average household income is $61,624 per year and individual earnings for full-time workers average $37,495 per year, according to U.S. Census Bureau data.

What is the cost of living in Pamlico County?

The estimated cost of living in Pamlico County, NC is approximately $2,865 per month for a single person, $4,212 for a couple, $6,587 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pamlico County?

The combined sales tax rate in Pamlico County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Pamlico County an affordable place to live?

Based on the data, a single person in Pamlico County, NC would need approximately $2,865 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,624 per year ($5,135 per month). Pamlico County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pamlico County?

The ACA marketplace benchmark premium in Pamlico County, NC is approximately $480 per month for an individual. Approximately 8.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pamlico County?

The average home value in Pamlico County, NC is $209,800, with average annual property taxes of $1,257, according to U.S. Census Bureau data.

How does Pamlico County compare to other areas?

You can compare Pamlico County, NC with any other US county using our comparison tool at /compare. Pamlico County is in the New Bern, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Pamlico County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources