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Miami-Fort Lauderdale-West Palm Beach, FL

Cost of living in West Palm Beach, Florida

Palm Beach County, FL

Part of the Miami Metro Area

Estimated monthly cost
$3,761/mo
for a single person, all categories combined

Population 1,507,453 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,830 49%
Federal tax $527 14%
Healthcare $480 13%
Groceries $352 9%
Transport $320 9%
Energy $197 5%
Water $55 1%
State tax $0 0%

Rent in West Palm Beach

Fair Market Rents by bedroom count.

Studio
$1,639
per month
1 bedroom
$1,830
per month
2 bedroom
$2,187
per month
3 bedroom
$2,856
per month
4 bedroom
$3,415
per month

Source: HUD FMR FY2025

Income and earnings in West Palm Beach

Annual earnings figures from the Census ACS.

Household income
$81,115
per year
Individual earnings
$42,309
per year
Per capita
$50,998
per year

Source: ACS 2019-2023 5-Year.

Home values in West Palm Beach

Average values reported by homeowners.

Average home value
$407,300
Annual property tax
$3,600

Source: ACS 2019-2023 5-Year

Energy costs in West Palm Beach

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in West Palm Beach

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in West Palm Beach

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in West Palm Beach

Commute patterns and estimated costs.

Average commute
26.4 min
Drive alone
71.4%
Public transit
1.4%
Work from home
13.8%

Source: ACS

Monthly cost estimates for West Palm Beach

What it costs to live in West Palm Beach each month.

Single person
$3,761
per month
  • Rent $1,830
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $527
  • State tax $0
Couple
$5,353
per month
  • Rent $2,187
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $998
  • State tax $0
Family
$8,180
per month
  • Rent $2,856
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $998
  • State tax $0

Frequently asked questions about West Palm Beach

Common questions about cost of living, rent and salary.

What is the average rent in West Palm Beach?

In West Palm Beach, Florida, a one-bedroom apartment averages $1,830 per month, a two-bedroom averages $2,187 per month, a three-bedroom averages $2,856 per month, according to HUD Fair Market Rent data.

What is the average salary in West Palm Beach?

In West Palm Beach, Florida, the average household income is $81,115 per year and individual earnings for full-time workers average $42,309 per year, according to U.S. Census Bureau data.

What is the cost of living in West Palm Beach?

The estimated cost of living in West Palm Beach, Florida is approximately $3,761 per month for a single person, $5,353 for a couple, $8,180 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in West Palm Beach?

The combined sales tax rate in West Palm Beach, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is West Palm Beach an affordable place to live?

Based on the data, a single person in West Palm Beach, Florida would need approximately $3,761 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $81,115 per year ($6,760 per month). West Palm Beach has a moderate cost of living relative to local earnings.

How much does healthcare cost in West Palm Beach?

The ACA marketplace benchmark premium in West Palm Beach, Florida is approximately $480 per month for an individual. Approximately 13.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in West Palm Beach?

The average home value in West Palm Beach, Florida is $407,300, with average annual property taxes of $3,600, according to U.S. Census Bureau data.

How does West Palm Beach compare to other areas?

You can compare West Palm Beach, Florida with any other US county using our comparison tool at /compare. West Palm Beach is in the Miami-Fort Lauderdale-West Palm Beach, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare West Palm Beach with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources