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Missouri

Cost of living in Ozark County, MO

Estimated monthly cost
$2,446/mo
for a single person, all categories combined

Population 8,773 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $646 26%
Healthcare $480 20%
Federal tax $335 14%
Transport $320 13%
Groceries $313 13%
Energy $194 8%
State tax $108 4%
Water $50 2%

Rent in Ozark County

Fair Market Rents by bedroom count.

Studio
$633
per month
1 bedroom
$646
per month
2 bedroom
$848
per month
3 bedroom
$1,022
per month
4 bedroom
$1,124
per month

Source: HUD FMR FY2025

Income and earnings in Ozark County

Annual earnings figures from the Census ACS.

Household income
$42,329
per year
Individual earnings
$30,556
per year
Per capita
$29,824
per year

Source: ACS 2019-2023 5-Year.

Home values in Ozark County

Average values reported by homeowners.

Average home value
$156,400
Annual property tax
$728

Source: ACS 2019-2023 5-Year

Energy costs in Ozark County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Ozark County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ozark County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ozark County

Commute patterns and estimated costs.

Average commute
30.3 min
Drive alone
70.9%
Public transit
0.0%
Work from home
12.7%

Source: ACS

Monthly cost estimates for Ozark County

What it costs to live in Ozark County each month.

Single person
$2,446
per month
  • Rent $646
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $335
  • State tax $108
Couple
$3,478
per month
  • Rent $848
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $379
  • State tax $155
Family
$5,774
per month
  • Rent $1,022
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $379
  • State tax $155

Frequently asked questions about Ozark County

Common questions about cost of living, rent and salary.

What is the average rent in Ozark County?

In Ozark County, MO, a one-bedroom apartment averages $646 per month, a two-bedroom averages $848 per month, a three-bedroom averages $1,022 per month, according to HUD Fair Market Rent data.

What is the average salary in Ozark County?

In Ozark County, MO, the average household income is $42,329 per year and individual earnings for full-time workers average $30,556 per year, according to U.S. Census Bureau data.

What is the cost of living in Ozark County?

The estimated cost of living in Ozark County, MO is approximately $2,446 per month for a single person, $3,478 for a couple, $5,774 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ozark County?

The combined sales tax rate in Ozark County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Ozark County an affordable place to live?

Based on the data, a single person in Ozark County, MO would need approximately $2,446 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $42,329 per year ($3,527 per month). Ozark County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ozark County?

The ACA marketplace benchmark premium in Ozark County, MO is approximately $480 per month for an individual. Approximately 16.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ozark County?

The average home value in Ozark County, MO is $156,400, with average annual property taxes of $728, according to U.S. Census Bureau data.

How does Ozark County compare to other areas?

You can compare Ozark County, MO with any other US county using our comparison tool at /compare. Ozark County is in Missouri.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Ozark County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP