Cost of living in Owen County, KY
Population 11,270 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Owen County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Owen County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Owen County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Owen County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Owen County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Owen County
State and local tax rates for Kentucky.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Owen County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Owen County
What it costs to live in Owen County each month.
- Rent $723
- Energy $194
- Water $55
- Groceries $312
- Transport $320
- Healthcare $480
- Federal tax $510
- State tax $137
- Rent $949
- Energy $233
- Water $65
- Groceries $517
- Transport $420
- Healthcare $864
- Federal tax $647
- State tax $199
- Rent $1,223
- Energy $291
- Water $75
- Groceries $784
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $647
- State tax $199
Frequently asked questions about Owen County
Common questions about cost of living, rent and salary.
What is the average rent in Owen County?
In Owen County, KY, a one-bedroom apartment averages $723 per month, a two-bedroom averages $949 per month, a three-bedroom averages $1,223 per month, according to HUD Fair Market Rent data.
What is the average salary in Owen County?
In Owen County, KY, the average household income is $59,706 per year and individual earnings for full-time workers average $41,239 per year, according to U.S. Census Bureau data.
What is the cost of living in Owen County?
The estimated cost of living in Owen County, KY is approximately $2,731 per month for a single person, $3,894 for a couple, $6,289 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Owen County?
The combined sales tax rate in Owen County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.
Is Owen County an affordable place to live?
Based on the data, a single person in Owen County, KY would need approximately $2,731 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,706 per year ($4,976 per month). Owen County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Owen County?
The ACA marketplace benchmark premium in Owen County, KY is approximately $480 per month for an individual. Approximately 7.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Owen County?
The average home value in Owen County, KY is $165,000, with average annual property taxes of $1,231, according to U.S. Census Bureau data.
How does Owen County compare to other areas?
You can compare Owen County, KY with any other US county using our comparison tool at /compare. Owen County is in Kentucky.
Other counties in Kentucky
Browse the full list of counties in Kentucky, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP