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Cookeville, TN

Cost of living in Overton County, TN

Estimated monthly cost
$2,494/mo
for a single person, all categories combined

Population 22,807 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $719 29%
Healthcare $480 19%
Federal tax $412 17%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Overton County

Fair Market Rents by bedroom count.

Studio
$714
per month
1 bedroom
$719
per month
2 bedroom
$899
per month
3 bedroom
$1,097
per month
4 bedroom
$1,192
per month

Source: HUD FMR FY2025

Income and earnings in Overton County

Annual earnings figures from the Census ACS.

Household income
$46,159
per year
Individual earnings
$35,260
per year
Per capita
$30,191
per year

Source: ACS 2019-2023 5-Year.

Home values in Overton County

Average values reported by homeowners.

Average home value
$171,700
Annual property tax
$676

Source: ACS 2019-2023 5-Year

Energy costs in Overton County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Overton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Overton County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Overton County

Commute patterns and estimated costs.

Average commute
26.8 min
Drive alone
83.3%
Public transit
0.2%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Overton County

What it costs to live in Overton County each month.

Single person
$2,494
per month
  • Rent $719
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $412
  • State tax $0
Couple
$3,438
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $436
  • State tax $0
Family
$5,761
per month
  • Rent $1,097
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $436
  • State tax $0

Frequently asked questions about Overton County

Common questions about cost of living, rent and salary.

What is the average rent in Overton County?

In Overton County, TN, a one-bedroom apartment averages $719 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,097 per month, according to HUD Fair Market Rent data.

What is the average salary in Overton County?

In Overton County, TN, the average household income is $46,159 per year and individual earnings for full-time workers average $35,260 per year, according to U.S. Census Bureau data.

What is the cost of living in Overton County?

The estimated cost of living in Overton County, TN is approximately $2,494 per month for a single person, $3,438 for a couple, $5,761 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Overton County?

The combined sales tax rate in Overton County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Overton County an affordable place to live?

Based on the data, a single person in Overton County, TN would need approximately $2,494 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $46,159 per year ($3,847 per month). Overton County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Overton County?

The ACA marketplace benchmark premium in Overton County, TN is approximately $480 per month for an individual. Approximately 8.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Overton County?

The average home value in Overton County, TN is $171,700, with average annual property taxes of $676, according to U.S. Census Bureau data.

How does Overton County compare to other areas?

You can compare Overton County, TN with any other US county using our comparison tool at /compare. Overton County is in the Cookeville, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Overton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources