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Colorado

Cost of living in Ouray County, CO

Estimated monthly cost
$3,291/mo
for a single person, all categories combined

Population 5,024 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,230 37%
Federal tax $586 18%
Healthcare $480 15%
Groceries $359 11%
Transport $250 8%
State tax $168 5%
Energy $158 5%
Water $60 2%

Rent in Ouray County

Fair Market Rents by bedroom count.

Studio
$1,222
per month
1 bedroom
$1,230
per month
2 bedroom
$1,614
per month
3 bedroom
$2,213
per month
4 bedroom
$2,582
per month

Source: HUD FMR FY2025

Income and earnings in Ouray County

Annual earnings figures from the Census ACS.

Household income
$84,556
per year
Individual earnings
$45,886
per year
Per capita
$53,914
per year

Source: ACS 2019-2023 5-Year.

Home values in Ouray County

Average values reported by homeowners.

Average home value
$670,100
Annual property tax
$1,854

Source: ACS 2019-2023 5-Year

Energy costs in Ouray County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Ouray County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ouray County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ouray County

Commute patterns and estimated costs.

Average commute
28.9 min
Drive alone
60.6%
Public transit
0.2%
Work from home
16.7%

Source: ACS

Monthly cost estimates for Ouray County

What it costs to live in Ouray County each month.

Single person
$3,291
per month
  • Rent $1,230
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $250
  • Healthcare $480
  • Federal tax $586
  • State tax $168
Couple
$5,047
per month
  • Rent $1,614
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $350
  • Healthcare $864
  • Federal tax $1,054
  • State tax $310
Family
$7,802
per month
  • Rent $2,213
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,054
  • State tax $310

Frequently asked questions about Ouray County

Common questions about cost of living, rent and salary.

What is the average rent in Ouray County?

In Ouray County, CO, a one-bedroom apartment averages $1,230 per month, a two-bedroom averages $1,614 per month, a three-bedroom averages $2,213 per month, according to HUD Fair Market Rent data.

What is the average salary in Ouray County?

In Ouray County, CO, the average household income is $84,556 per year and individual earnings for full-time workers average $45,886 per year, according to U.S. Census Bureau data.

What is the cost of living in Ouray County?

The estimated cost of living in Ouray County, CO is approximately $3,291 per month for a single person, $5,047 for a couple, $7,802 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ouray County?

The combined sales tax rate in Ouray County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Ouray County an affordable place to live?

Based on the data, a single person in Ouray County, CO would need approximately $3,291 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $84,556 per year ($7,046 per month). Ouray County is relatively affordable compared to the national average.

How much does healthcare cost in Ouray County?

The ACA marketplace benchmark premium in Ouray County, CO is approximately $480 per month for an individual. Approximately 14.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ouray County?

The average home value in Ouray County, CO is $670,100, with average annual property taxes of $1,854, according to U.S. Census Bureau data.

How does Ouray County compare to other areas?

You can compare Ouray County, CO with any other US county using our comparison tool at /compare. Ouray County is in Colorado.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Ouray County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources