Cost of living in Otoe County, NE
Population 16,075 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Otoe County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Otoe County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Otoe County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Otoe County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Otoe County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Otoe County
State and local tax rates for Nebraska.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Otoe County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Otoe County
What it costs to live in Otoe County each month.
- Rent $695
- Energy $185
- Water $50
- Groceries $320
- Transport $320
- Healthcare $480
- Federal tax $590
- State tax $169
- Rent $912
- Energy $222
- Water $60
- Groceries $530
- Transport $420
- Healthcare $864
- Federal tax $1,003
- State tax $341
- Rent $1,206
- Energy $278
- Water $70
- Groceries $805
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,003
- State tax $341
Frequently asked questions about Otoe County
Common questions about cost of living, rent and salary.
What is the average rent in Otoe County?
In Otoe County, NE, a one-bedroom apartment averages $695 per month, a two-bedroom averages $912 per month, a three-bedroom averages $1,206 per month, according to HUD Fair Market Rent data.
What is the average salary in Otoe County?
In Otoe County, NE, the average household income is $81,430 per year and individual earnings for full-time workers average $46,140 per year, according to U.S. Census Bureau data.
What is the cost of living in Otoe County?
The estimated cost of living in Otoe County, NE is approximately $2,809 per month for a single person, $4,352 for a couple, $6,773 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Otoe County?
The combined sales tax rate in Otoe County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.
Is Otoe County an affordable place to live?
Based on the data, a single person in Otoe County, NE would need approximately $2,809 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $81,430 per year ($6,786 per month). Otoe County is relatively affordable compared to the national average.
How much does healthcare cost in Otoe County?
The ACA marketplace benchmark premium in Otoe County, NE is approximately $480 per month for an individual. Approximately 5.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Otoe County?
The average home value in Otoe County, NE is $185,000, with average annual property taxes of $2,658, according to U.S. Census Bureau data.
How does Otoe County compare to other areas?
You can compare Otoe County, NE with any other US county using our comparison tool at /compare. Otoe County is in Nebraska.
Other counties in Nebraska
Browse the full list of counties in Nebraska, ranked by cost of living.
See all counties in NebraskaCompare Otoe County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP