Skip to main content
LiveWhere us
Michigan

Cost of living in Osceola County, MI

Estimated monthly cost
$2,645/mo
for a single person, all categories combined

Population 23,122 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 27%
Healthcare $480 18%
Federal tax $437 17%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $130 5%
Water $50 2%

Rent in Osceola County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,134
per month
4 bedroom
$1,328
per month

Source: HUD FMR FY2025

Income and earnings in Osceola County

Annual earnings figures from the Census ACS.

Household income
$57,050
per year
Individual earnings
$36,785
per year
Per capita
$29,129
per year

Source: ACS 2019-2023 5-Year.

Home values in Osceola County

Average values reported by homeowners.

Average home value
$139,600
Annual property tax
$1,478

Source: ACS 2019-2023 5-Year

Energy costs in Osceola County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Osceola County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Osceola County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Osceola County

Commute patterns and estimated costs.

Average commute
25.6 min
Drive alone
78.6%
Public transit
0.2%
Work from home
5.2%

Source: ACS

Monthly cost estimates for Osceola County

What it costs to live in Osceola County each month.

Single person
$2,645
per month
  • Rent $711
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $437
  • State tax $130
Couple
$3,852
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $604
  • State tax $202
Family
$6,186
per month
  • Rent $1,134
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $604
  • State tax $202

Frequently asked questions about Osceola County

Common questions about cost of living, rent and salary.

What is the average rent in Osceola County?

In Osceola County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,134 per month, according to HUD Fair Market Rent data.

What is the average salary in Osceola County?

In Osceola County, MI, the average household income is $57,050 per year and individual earnings for full-time workers average $36,785 per year, according to U.S. Census Bureau data.

What is the cost of living in Osceola County?

The estimated cost of living in Osceola County, MI is approximately $2,645 per month for a single person, $3,852 for a couple, $6,186 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Osceola County?

The combined sales tax rate in Osceola County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Osceola County an affordable place to live?

Based on the data, a single person in Osceola County, MI would need approximately $2,645 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,050 per year ($4,754 per month). Osceola County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Osceola County?

The ACA marketplace benchmark premium in Osceola County, MI is approximately $480 per month for an individual. Approximately 9.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Osceola County?

The average home value in Osceola County, MI is $139,600, with average annual property taxes of $1,478, according to U.S. Census Bureau data.

How does Osceola County compare to other areas?

You can compare Osceola County, MI with any other US county using our comparison tool at /compare. Osceola County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Osceola County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP