Skip to main content
LiveWhere us
Iowa

Cost of living in Osceola County, IA

Estimated monthly cost
$2,743/mo
for a single person, all categories combined

Population 6,114 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $676 25%
Federal tax $530 19%
Healthcare $480 17%
Transport $320 12%
Groceries $315 11%
Energy $195 7%
State tax $177 6%
Water $50 2%

Rent in Osceola County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$676
per month
2 bedroom
$877
per month
3 bedroom
$1,158
per month
4 bedroom
$1,163
per month

Source: HUD FMR FY2025

Income and earnings in Osceola County

Annual earnings figures from the Census ACS.

Household income
$69,138
per year
Individual earnings
$42,463
per year
Per capita
$37,142
per year

Source: ACS 2019-2023 5-Year.

Home values in Osceola County

Average values reported by homeowners.

Average home value
$123,800
Annual property tax
$1,302

Source: ACS 2019-2023 5-Year

Energy costs in Osceola County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Osceola County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Osceola County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Osceola County

Commute patterns and estimated costs.

Average commute
21.0 min
Drive alone
74.7%
Public transit
0.1%
Work from home
5.9%

Source: ACS

Monthly cost estimates for Osceola County

What it costs to live in Osceola County each month.

Single person
$2,743
per month
  • Rent $676
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $530
  • State tax $177
Couple
$4,081
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $801
  • State tax $303
Family
$6,486
per month
  • Rent $1,158
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $801
  • State tax $303

Frequently asked questions about Osceola County

Common questions about cost of living, rent and salary.

What is the average rent in Osceola County?

In Osceola County, IA, a one-bedroom apartment averages $676 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,158 per month, according to HUD Fair Market Rent data.

What is the average salary in Osceola County?

In Osceola County, IA, the average household income is $69,138 per year and individual earnings for full-time workers average $42,463 per year, according to U.S. Census Bureau data.

What is the cost of living in Osceola County?

The estimated cost of living in Osceola County, IA is approximately $2,743 per month for a single person, $4,081 for a couple, $6,486 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Osceola County?

The combined sales tax rate in Osceola County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Osceola County an affordable place to live?

Based on the data, a single person in Osceola County, IA would need approximately $2,743 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,138 per year ($5,762 per month). Osceola County is relatively affordable compared to the national average.

How much does healthcare cost in Osceola County?

The ACA marketplace benchmark premium in Osceola County, IA is approximately $480 per month for an individual. Approximately 7.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Osceola County?

The average home value in Osceola County, IA is $123,800, with average annual property taxes of $1,302, according to U.S. Census Bureau data.

How does Osceola County compare to other areas?

You can compare Osceola County, IA with any other US county using our comparison tool at /compare. Osceola County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Osceola County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP