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Tulsa, OK

Cost of living in Osage County, OK

Part of the Tulsa Metro Area

Estimated monthly cost
$2,890/mo
for a single person, all categories combined

Population 45,963 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $950 33%
Healthcare $480 17%
Federal tax $444 15%
Transport $320 11%
Groceries $310 11%
Energy $184 6%
State tax $147 5%
Water $55 2%

Rent in Osage County

Fair Market Rents by bedroom count.

Studio
$890
per month
1 bedroom
$950
per month
2 bedroom
$1,179
per month
3 bedroom
$1,555
per month
4 bedroom
$1,796
per month

Source: HUD FMR FY2025

Income and earnings in Osage County

Annual earnings figures from the Census ACS.

Household income
$60,482
per year
Individual earnings
$37,202
per year
Per capita
$32,096
per year

Source: ACS 2019-2023 5-Year.

Home values in Osage County

Average values reported by homeowners.

Average home value
$172,300
Annual property tax
$1,253

Source: ACS 2019-2023 5-Year

Energy costs in Osage County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in Osage County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Osage County

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Osage County

Commute patterns and estimated costs.

Average commute
24.1 min
Drive alone
80.9%
Public transit
0.2%
Work from home
7.1%

Source: ACS

Monthly cost estimates for Osage County

What it costs to live in Osage County each month.

Single person
$2,890
per month
  • Rent $950
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $444
  • State tax $147
Couple
$4,162
per month
  • Rent $1,179
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $660
  • State tax $239
Family
$6,654
per month
  • Rent $1,555
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $660
  • State tax $239

Frequently asked questions about Osage County

Common questions about cost of living, rent and salary.

What is the average rent in Osage County?

In Osage County, OK, a one-bedroom apartment averages $950 per month, a two-bedroom averages $1,179 per month, a three-bedroom averages $1,555 per month, according to HUD Fair Market Rent data.

What is the average salary in Osage County?

In Osage County, OK, the average household income is $60,482 per year and individual earnings for full-time workers average $37,202 per year, according to U.S. Census Bureau data.

What is the cost of living in Osage County?

The estimated cost of living in Osage County, OK is approximately $2,890 per month for a single person, $4,162 for a couple, $6,654 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Osage County?

The combined sales tax rate in Osage County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is Osage County an affordable place to live?

Based on the data, a single person in Osage County, OK would need approximately $2,890 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,482 per year ($5,040 per month). Osage County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Osage County?

The ACA marketplace benchmark premium in Osage County, OK is approximately $480 per month for an individual. Approximately 11.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Osage County?

The average home value in Osage County, OK is $172,300, with average annual property taxes of $1,253, according to U.S. Census Bureau data.

How does Osage County compare to other areas?

You can compare Osage County, OK with any other US county using our comparison tool at /compare. Osage County is in the Tulsa, OK metro area.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare Osage County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources