Cost of living in Osage County, MO
Part of the Jefferson City Metro Area
Population 13,379 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Osage County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Osage County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Osage County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Osage County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Osage County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Osage County
State and local tax rates for Missouri.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Osage County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Osage County
What it costs to live in Osage County each month.
- Rent $681
- Energy $194
- Water $50
- Groceries $313
- Transport $320
- Healthcare $480
- Federal tax $552
- State tax $161
- Rent $891
- Energy $233
- Water $60
- Groceries $519
- Transport $420
- Healthcare $864
- Federal tax $903
- State tax $287
- Rent $1,249
- Energy $291
- Water $70
- Groceries $787
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $903
- State tax $287
Frequently asked questions about Osage County
Common questions about cost of living, rent and salary.
What is the average rent in Osage County?
In Osage County, MO, a one-bedroom apartment averages $681 per month, a two-bedroom averages $891 per month, a three-bedroom averages $1,249 per month, according to HUD Fair Market Rent data.
What is the average salary in Osage County?
In Osage County, MO, the average household income is $75,355 per year and individual earnings for full-time workers average $43,832 per year, according to U.S. Census Bureau data.
What is the cost of living in Osage County?
The estimated cost of living in Osage County, MO is approximately $2,751 per month for a single person, $4,177 for a couple, $6,657 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Osage County?
The combined sales tax rate in Osage County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.
Is Osage County an affordable place to live?
Based on the data, a single person in Osage County, MO would need approximately $2,751 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,355 per year ($6,280 per month). Osage County is relatively affordable compared to the national average.
How much does healthcare cost in Osage County?
The ACA marketplace benchmark premium in Osage County, MO is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Osage County?
The average home value in Osage County, MO is $205,700, with average annual property taxes of $1,222, according to U.S. Census Bureau data.
How does Osage County compare to other areas?
You can compare Osage County, MO with any other US county using our comparison tool at /compare. Osage County is in the Jefferson City, MO metro area.
Other counties in Missouri
Browse the full list of counties in Missouri, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP