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Orlando-Kissimmee-Sanford, FL

Cost of living in Orlando, Florida

Orange County, FL

Part of the Orlando Metro Area

Estimated monthly cost
$3,557/mo
for a single person, all categories combined

Population 1,440,471 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,727 49%
Federal tax $496 14%
Healthcare $480 13%
Groceries $352 10%
Transport $250 7%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in Orlando

Fair Market Rents by bedroom count.

Studio
$1,636
per month
1 bedroom
$1,727
per month
2 bedroom
$1,958
per month
3 bedroom
$2,486
per month
4 bedroom
$2,960
per month

Source: HUD FMR FY2025

Income and earnings in Orlando

Annual earnings figures from the Census ACS.

Household income
$77,011
per year
Individual earnings
$40,370
per year
Per capita
$39,640
per year

Source: ACS 2019-2023 5-Year.

Home values in Orlando

Average values reported by homeowners.

Average home value
$358,300
Annual property tax
$2,795

Source: ACS 2019-2023 5-Year

Energy costs in Orlando

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Orlando

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Orlando

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Orlando

Commute patterns and estimated costs.

Average commute
28.4 min
Drive alone
69.9%
Public transit
1.5%
Work from home
15.9%

Source: ACS

Monthly cost estimates for Orlando

What it costs to live in Orlando each month.

Single person
$3,557
per month
  • Rent $1,727
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $250
  • Healthcare $480
  • Federal tax $496
  • State tax $0
Couple
$4,986
per month
  • Rent $1,958
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $350
  • Healthcare $864
  • Federal tax $930
  • State tax $0
Family
$7,672
per month
  • Rent $2,486
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $930
  • State tax $0

Frequently asked questions about Orlando

Common questions about cost of living, rent and salary.

What is the average rent in Orlando?

In Orlando, Florida, a one-bedroom apartment averages $1,727 per month, a two-bedroom averages $1,958 per month, a three-bedroom averages $2,486 per month, according to HUD Fair Market Rent data.

What is the average salary in Orlando?

In Orlando, Florida, the average household income is $77,011 per year and individual earnings for full-time workers average $40,370 per year, according to U.S. Census Bureau data.

What is the cost of living in Orlando?

The estimated cost of living in Orlando, Florida is approximately $3,557 per month for a single person, $4,986 for a couple, $7,672 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Orlando?

The combined sales tax rate in Orlando, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Orlando an affordable place to live?

Based on the data, a single person in Orlando, Florida would need approximately $3,557 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $77,011 per year ($6,418 per month). Orlando has a moderate cost of living relative to local earnings.

How much does healthcare cost in Orlando?

The ACA marketplace benchmark premium in Orlando, Florida is approximately $480 per month for an individual. Approximately 12.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Orlando?

The average home value in Orlando, Florida is $358,300, with average annual property taxes of $2,795, according to U.S. Census Bureau data.

How does Orlando compare to other areas?

You can compare Orlando, Florida with any other US county using our comparison tool at /compare. Orlando is in the Orlando-Kissimmee-Sanford, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Orlando with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP