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Michigan

Cost of living in Ontonagon County, MI

Estimated monthly cost
$2,646/mo
for a single person, all categories combined

Population 5,870 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 32%
Healthcare $480 18%
Federal tax $329 12%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $107 4%
Water $50 2%

Rent in Ontonagon County

Fair Market Rents by bedroom count.

Studio
$654
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,196
per month
4 bedroom
$1,567
per month

Source: HUD FMR FY2025

Income and earnings in Ontonagon County

Annual earnings figures from the Census ACS.

Household income
$51,844
per year
Individual earnings
$30,212
per year
Per capita
$32,741
per year

Source: ACS 2019-2023 5-Year.

Home values in Ontonagon County

Average values reported by homeowners.

Average home value
$101,000
Annual property tax
$1,244

Source: ACS 2019-2023 5-Year

Energy costs in Ontonagon County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Ontonagon County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ontonagon County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ontonagon County

Commute patterns and estimated costs.

Average commute
26.1 min
Drive alone
74.1%
Public transit
0.0%
Work from home
10.8%

Source: ACS

Monthly cost estimates for Ontonagon County

What it costs to live in Ontonagon County each month.

Single person
$2,646
per month
  • Rent $843
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $329
  • State tax $107
Couple
$3,749
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $519
  • State tax $184
Family
$6,145
per month
  • Rent $1,196
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $519
  • State tax $184

Frequently asked questions about Ontonagon County

Common questions about cost of living, rent and salary.

What is the average rent in Ontonagon County?

In Ontonagon County, MI, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,196 per month, according to HUD Fair Market Rent data.

What is the average salary in Ontonagon County?

In Ontonagon County, MI, the average household income is $51,844 per year and individual earnings for full-time workers average $30,212 per year, according to U.S. Census Bureau data.

What is the cost of living in Ontonagon County?

The estimated cost of living in Ontonagon County, MI is approximately $2,646 per month for a single person, $3,749 for a couple, $6,145 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ontonagon County?

The combined sales tax rate in Ontonagon County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Ontonagon County an affordable place to live?

Based on the data, a single person in Ontonagon County, MI would need approximately $2,646 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $51,844 per year ($4,320 per month). Ontonagon County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ontonagon County?

The ACA marketplace benchmark premium in Ontonagon County, MI is approximately $480 per month for an individual. Approximately 4.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ontonagon County?

The average home value in Ontonagon County, MI is $101,000, with average annual property taxes of $1,244, according to U.S. Census Bureau data.

How does Ontonagon County compare to other areas?

You can compare Ontonagon County, MI with any other US county using our comparison tool at /compare. Ontonagon County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Ontonagon County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP