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Bismarck, ND

Cost of living in Oliver County, ND

Part of the Bismarck Metro Area

Estimated monthly cost
$3,022/mo
for a single person, all categories combined

Population 1,821 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $917 30%
Federal tax $653 22%
Healthcare $480 16%
Groceries $322 11%
Transport $320 11%
Energy $199 7%
State tax $81 3%
Water $50 2%

Rent in Oliver County

Fair Market Rents by bedroom count.

Studio
$828
per month
1 bedroom
$917
per month
2 bedroom
$1,023
per month
3 bedroom
$1,433
per month
4 bedroom
$1,718
per month

Source: HUD FMR FY2025

Income and earnings in Oliver County

Annual earnings figures from the Census ACS.

Household income
$76,953
per year
Individual earnings
$49,963
per year
Per capita
$41,155
per year

Source: ACS 2019-2023 5-Year.

Home values in Oliver County

Average values reported by homeowners.

Average home value
$217,000
Annual property tax
$1,363

Source: ACS 2019-2023 5-Year

Energy costs in Oliver County

Estimated monthly electricity and gas costs.

Electricity
$139
per month · 12.6¢/kWh
Natural gas
$60
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Oliver County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Oliver County

State and local tax rates for North Dakota.

State income tax
1.9%
Flat rate
State sales tax
5.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Oliver County

Commute patterns and estimated costs.

Average commute
23.6 min
Drive alone
78.9%
Public transit
0.0%
Work from home
11.5%

Source: ACS

Monthly cost estimates for Oliver County

What it costs to live in Oliver County each month.

Single person
$3,022
per month
  • Rent $917
  • Energy $199
  • Water $50
  • Groceries $322
  • Transport $320
  • Healthcare $480
  • Federal tax $653
  • State tax $81
Couple
$4,194
per month
  • Rent $1,023
  • Energy $239
  • Water $60
  • Groceries $534
  • Transport $420
  • Healthcare $864
  • Federal tax $929
  • State tax $125
Family
$6,735
per month
  • Rent $1,433
  • Energy $298
  • Water $70
  • Groceries $810
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $929
  • State tax $125

Frequently asked questions about Oliver County

Common questions about cost of living, rent and salary.

What is the average rent in Oliver County?

In Oliver County, ND, a one-bedroom apartment averages $917 per month, a two-bedroom averages $1,023 per month, a three-bedroom averages $1,433 per month, according to HUD Fair Market Rent data.

What is the average salary in Oliver County?

In Oliver County, ND, the average household income is $76,953 per year and individual earnings for full-time workers average $49,963 per year, according to U.S. Census Bureau data.

What is the cost of living in Oliver County?

The estimated cost of living in Oliver County, ND is approximately $3,022 per month for a single person, $4,194 for a couple, $6,735 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Oliver County?

The combined sales tax rate in Oliver County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.

Is Oliver County an affordable place to live?

Based on the data, a single person in Oliver County, ND would need approximately $3,022 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $76,953 per year ($6,413 per month). Oliver County is relatively affordable compared to the national average.

How much does healthcare cost in Oliver County?

The ACA marketplace benchmark premium in Oliver County, ND is approximately $480 per month for an individual. Approximately 3.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Oliver County?

The average home value in Oliver County, ND is $217,000, with average annual property taxes of $1,363, according to U.S. Census Bureau data.

How does Oliver County compare to other areas?

You can compare Oliver County, ND with any other US county using our comparison tool at /compare. Oliver County is in the Bismarck, ND metro area.

Other counties in North Dakota

Browse the full list of counties in North Dakota, ranked by cost of living.

See all counties in North Dakota

Compare Oliver County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources