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Oklahoma City, OK

Cost of living in Oklahoma City, Oklahoma

Oklahoma County, OK

Part of the Oklahoma City Metro Area

Estimated monthly cost
$2,973/mo
for a single person, all categories combined

Population 800,487 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $961 32%
Federal tax $502 17%
Healthcare $480 16%
Transport $320 11%
Groceries $310 10%
Energy $184 6%
State tax $161 5%
Water $55 2%

Rent in Oklahoma City

Fair Market Rents by bedroom count.

Studio
$886
per month
1 bedroom
$961
per month
2 bedroom
$1,180
per month
3 bedroom
$1,575
per month
4 bedroom
$1,719
per month

Source: HUD FMR FY2025

Income and earnings in Oklahoma City

Annual earnings figures from the Census ACS.

Household income
$65,374
per year
Individual earnings
$40,779
per year
Per capita
$38,438
per year

Source: ACS 2019-2023 5-Year.

Home values in Oklahoma City

Average values reported by homeowners.

Average home value
$207,800
Annual property tax
$2,045

Source: ACS 2019-2023 5-Year

Energy costs in Oklahoma City

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in Oklahoma City

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Oklahoma City

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Oklahoma City

Commute patterns and estimated costs.

Average commute
21.9 min
Drive alone
77.6%
Public transit
0.4%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Oklahoma City

What it costs to live in Oklahoma City each month.

Single person
$2,973
per month
  • Rent $961
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $502
  • State tax $161
Couple
$4,263
per month
  • Rent $1,180
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $740
  • State tax $259
Family
$6,774
per month
  • Rent $1,575
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $740
  • State tax $259

Frequently asked questions about Oklahoma City

Common questions about cost of living, rent and salary.

What is the average rent in Oklahoma City?

In Oklahoma City, Oklahoma, a one-bedroom apartment averages $961 per month, a two-bedroom averages $1,180 per month, a three-bedroom averages $1,575 per month, according to HUD Fair Market Rent data.

What is the average salary in Oklahoma City?

In Oklahoma City, Oklahoma, the average household income is $65,374 per year and individual earnings for full-time workers average $40,779 per year, according to U.S. Census Bureau data.

What is the cost of living in Oklahoma City?

The estimated cost of living in Oklahoma City, Oklahoma is approximately $2,973 per month for a single person, $4,263 for a couple, $6,774 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Oklahoma City?

The combined sales tax rate in Oklahoma City, Oklahoma is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is Oklahoma City an affordable place to live?

Based on the data, a single person in Oklahoma City, Oklahoma would need approximately $2,973 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,374 per year ($5,448 per month). Oklahoma City has a moderate cost of living relative to local earnings.

How much does healthcare cost in Oklahoma City?

The ACA marketplace benchmark premium in Oklahoma City, Oklahoma is approximately $480 per month for an individual. Approximately 13.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Oklahoma City?

The average home value in Oklahoma City, Oklahoma is $207,800, with average annual property taxes of $2,045, according to U.S. Census Bureau data.

How does Oklahoma City compare to other areas?

You can compare Oklahoma City, Oklahoma with any other US county using our comparison tool at /compare. Oklahoma City is in the Oklahoma City, OK metro area.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare Oklahoma City with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources