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Kentucky

Cost of living in Ohio County, KY

Estimated monthly cost
$2,553/mo
for a single person, all categories combined

Population 23,704 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $661 26%
Healthcare $480 19%
Federal tax $413 16%
Transport $320 13%
Groceries $312 12%
Energy $194 8%
State tax $118 5%
Water $55 2%

Rent in Ohio County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$661
per month
2 bedroom
$867
per month
3 bedroom
$1,045
per month
4 bedroom
$1,228
per month

Source: HUD FMR FY2025

Income and earnings in Ohio County

Annual earnings figures from the Census ACS.

Household income
$54,369
per year
Individual earnings
$35,294
per year
Per capita
$27,179
per year

Source: ACS 2019-2023 5-Year.

Home values in Ohio County

Average values reported by homeowners.

Average home value
$113,400
Annual property tax
$695

Source: ACS 2019-2023 5-Year

Energy costs in Ohio County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Ohio County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ohio County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ohio County

Commute patterns and estimated costs.

Average commute
28.7 min
Drive alone
83.8%
Public transit
0.1%
Work from home
4.6%

Source: ACS

Monthly cost estimates for Ohio County

What it costs to live in Ohio County each month.

Single person
$2,553
per month
  • Rent $661
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $413
  • State tax $118
Couple
$3,707
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $560
  • State tax $181
Family
$6,006
per month
  • Rent $1,045
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $560
  • State tax $181

Frequently asked questions about Ohio County

Common questions about cost of living, rent and salary.

What is the average rent in Ohio County?

In Ohio County, KY, a one-bedroom apartment averages $661 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,045 per month, according to HUD Fair Market Rent data.

What is the average salary in Ohio County?

In Ohio County, KY, the average household income is $54,369 per year and individual earnings for full-time workers average $35,294 per year, according to U.S. Census Bureau data.

What is the cost of living in Ohio County?

The estimated cost of living in Ohio County, KY is approximately $2,553 per month for a single person, $3,707 for a couple, $6,006 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ohio County?

The combined sales tax rate in Ohio County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Ohio County an affordable place to live?

Based on the data, a single person in Ohio County, KY would need approximately $2,553 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,369 per year ($4,531 per month). Ohio County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ohio County?

The ACA marketplace benchmark premium in Ohio County, KY is approximately $480 per month for an individual. Approximately 6.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ohio County?

The average home value in Ohio County, KY is $113,400, with average annual property taxes of $695, according to U.S. Census Bureau data.

How does Ohio County compare to other areas?

You can compare Ohio County, KY with any other US county using our comparison tool at /compare. Ohio County is in Kentucky.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Ohio County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources