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Athens-Clarke County, GA

Cost of living in Oglethorpe County, GA

Part of the Athens Metro Area

Estimated monthly cost
$3,153/mo
for a single person, all categories combined

Population 15,221 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,106 35%
Federal tax $482 15%
Healthcare $480 15%
Groceries $324 10%
Transport $320 10%
Energy $205 7%
State tax $181 6%
Water $55 2%

Rent in Oglethorpe County

Fair Market Rents by bedroom count.

Studio
$1,065
per month
1 bedroom
$1,106
per month
2 bedroom
$1,225
per month
3 bedroom
$1,627
per month
4 bedroom
$1,725
per month

Source: HUD FMR FY2025

Income and earnings in Oglethorpe County

Annual earnings figures from the Census ACS.

Household income
$69,784
per year
Individual earnings
$39,556
per year
Per capita
$32,062
per year

Source: ACS 2019-2023 5-Year.

Home values in Oglethorpe County

Average values reported by homeowners.

Average home value
$198,700
Annual property tax
$1,597

Source: ACS 2019-2023 5-Year

Energy costs in Oglethorpe County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Oglethorpe County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Oglethorpe County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Oglethorpe County

Commute patterns and estimated costs.

Average commute
32.9 min
Drive alone
83.9%
Public transit
0.0%
Work from home
6.6%

Source: ACS

Monthly cost estimates for Oglethorpe County

What it costs to live in Oglethorpe County each month.

Single person
$3,153
per month
  • Rent $1,106
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $482
  • State tax $181
Couple
$4,488
per month
  • Rent $1,225
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $812
  • State tax $319
Family
$7,026
per month
  • Rent $1,627
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $812
  • State tax $319

Frequently asked questions about Oglethorpe County

Common questions about cost of living, rent and salary.

What is the average rent in Oglethorpe County?

In Oglethorpe County, GA, a one-bedroom apartment averages $1,106 per month, a two-bedroom averages $1,225 per month, a three-bedroom averages $1,627 per month, according to HUD Fair Market Rent data.

What is the average salary in Oglethorpe County?

In Oglethorpe County, GA, the average household income is $69,784 per year and individual earnings for full-time workers average $39,556 per year, according to U.S. Census Bureau data.

What is the cost of living in Oglethorpe County?

The estimated cost of living in Oglethorpe County, GA is approximately $3,153 per month for a single person, $4,488 for a couple, $7,026 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Oglethorpe County?

The combined sales tax rate in Oglethorpe County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Oglethorpe County an affordable place to live?

Based on the data, a single person in Oglethorpe County, GA would need approximately $3,153 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,784 per year ($5,815 per month). Oglethorpe County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Oglethorpe County?

The ACA marketplace benchmark premium in Oglethorpe County, GA is approximately $480 per month for an individual. Approximately 12.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Oglethorpe County?

The average home value in Oglethorpe County, GA is $198,700, with average annual property taxes of $1,597, according to U.S. Census Bureau data.

How does Oglethorpe County compare to other areas?

You can compare Oglethorpe County, GA with any other US county using our comparison tool at /compare. Oglethorpe County is in the Athens-Clarke County, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

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Compare Oglethorpe County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources