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Rochelle, IL

Cost of living in Ogle County, IL

Estimated monthly cost
$2,850/mo
for a single person, all categories combined

Population 51,536 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $765 27%
Federal tax $536 19%
Healthcare $480 17%
Groceries $345 12%
Transport $320 11%
Energy $177 6%
State tax $177 6%
Water $50 2%

Rent in Ogle County

Fair Market Rents by bedroom count.

Studio
$703
per month
1 bedroom
$765
per month
2 bedroom
$1,003
per month
3 bedroom
$1,257
per month
4 bedroom
$1,412
per month

Source: HUD FMR FY2025

Income and earnings in Ogle County

Annual earnings figures from the Census ACS.

Household income
$79,244
per year
Individual earnings
$42,814
per year
Per capita
$38,251
per year

Source: ACS 2019-2023 5-Year.

Home values in Ogle County

Average values reported by homeowners.

Average home value
$184,100
Annual property tax
$3,737

Source: ACS 2019-2023 5-Year

Energy costs in Ogle County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Ogle County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ogle County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ogle County

Commute patterns and estimated costs.

Average commute
26.8 min
Drive alone
81.4%
Public transit
0.6%
Work from home
7.2%

Source: ACS

Monthly cost estimates for Ogle County

What it costs to live in Ogle County each month.

Single person
$2,850
per month
  • Rent $765
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $536
  • State tax $177
Couple
$4,425
per month
  • Rent $1,003
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $967
  • State tax $327
Family
$6,824
per month
  • Rent $1,257
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $967
  • State tax $327

Frequently asked questions about Ogle County

Common questions about cost of living, rent and salary.

What is the average rent in Ogle County?

In Ogle County, IL, a one-bedroom apartment averages $765 per month, a two-bedroom averages $1,003 per month, a three-bedroom averages $1,257 per month, according to HUD Fair Market Rent data.

What is the average salary in Ogle County?

In Ogle County, IL, the average household income is $79,244 per year and individual earnings for full-time workers average $42,814 per year, according to U.S. Census Bureau data.

What is the cost of living in Ogle County?

The estimated cost of living in Ogle County, IL is approximately $2,850 per month for a single person, $4,425 for a couple, $6,824 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ogle County?

The combined sales tax rate in Ogle County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Ogle County an affordable place to live?

Based on the data, a single person in Ogle County, IL would need approximately $2,850 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $79,244 per year ($6,604 per month). Ogle County is relatively affordable compared to the national average.

How much does healthcare cost in Ogle County?

The ACA marketplace benchmark premium in Ogle County, IL is approximately $480 per month for an individual. Approximately 4.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ogle County?

The average home value in Ogle County, IL is $184,100, with average annual property taxes of $3,737, according to U.S. Census Bureau data.

How does Ogle County compare to other areas?

You can compare Ogle County, IL with any other US county using our comparison tool at /compare. Ogle County is in the Rochelle, IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Ogle County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP