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Michigan

Cost of living in Ogemaw County, MI

Estimated monthly cost
$2,730/mo
for a single person, all categories combined

Population 20,853 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 31%
Healthcare $480 18%
Federal tax $398 15%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $122 4%
Water $50 2%

Rent in Ogemaw County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,124
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Ogemaw County

Annual earnings figures from the Census ACS.

Household income
$51,983
per year
Individual earnings
$34,380
per year
Per capita
$30,529
per year

Source: ACS 2019-2023 5-Year.

Home values in Ogemaw County

Average values reported by homeowners.

Average home value
$138,600
Annual property tax
$1,417

Source: ACS 2019-2023 5-Year

Energy costs in Ogemaw County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Ogemaw County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ogemaw County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ogemaw County

Commute patterns and estimated costs.

Average commute
28.5 min
Drive alone
82.2%
Public transit
0.2%
Work from home
7.4%

Source: ACS

Monthly cost estimates for Ogemaw County

What it costs to live in Ogemaw County each month.

Single person
$2,730
per month
  • Rent $843
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $398
  • State tax $122
Couple
$3,751
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $521
  • State tax $184
Family
$6,075
per month
  • Rent $1,124
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $521
  • State tax $184

Frequently asked questions about Ogemaw County

Common questions about cost of living, rent and salary.

What is the average rent in Ogemaw County?

In Ogemaw County, MI, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,124 per month, according to HUD Fair Market Rent data.

What is the average salary in Ogemaw County?

In Ogemaw County, MI, the average household income is $51,983 per year and individual earnings for full-time workers average $34,380 per year, according to U.S. Census Bureau data.

What is the cost of living in Ogemaw County?

The estimated cost of living in Ogemaw County, MI is approximately $2,730 per month for a single person, $3,751 for a couple, $6,075 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ogemaw County?

The combined sales tax rate in Ogemaw County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Ogemaw County an affordable place to live?

Based on the data, a single person in Ogemaw County, MI would need approximately $2,730 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $51,983 per year ($4,332 per month). Ogemaw County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ogemaw County?

The ACA marketplace benchmark premium in Ogemaw County, MI is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ogemaw County?

The average home value in Ogemaw County, MI is $138,600, with average annual property taxes of $1,417, according to U.S. Census Bureau data.

How does Ogemaw County compare to other areas?

You can compare Ogemaw County, MI with any other US county using our comparison tool at /compare. Ogemaw County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Ogemaw County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP