Skip to main content
LiveWhere us
Seneca, SC

Cost of living in Oconee County, SC

Estimated monthly cost
$2,694/mo
for a single person, all categories combined

Population 79,566 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $745 28%
Healthcare $480 18%
Federal tax $434 16%
Transport $320 12%
Groceries $318 12%
Energy $204 8%
State tax $138 5%
Water $55 2%

Rent in Oconee County

Fair Market Rents by bedroom count.

Studio
$715
per month
1 bedroom
$745
per month
2 bedroom
$977
per month
3 bedroom
$1,203
per month
4 bedroom
$1,381
per month

Source: HUD FMR FY2025

Income and earnings in Oconee County

Annual earnings figures from the Census ACS.

Household income
$60,193
per year
Individual earnings
$36,630
per year
Per capita
$37,575
per year

Source: ACS 2019-2023 5-Year.

Home values in Oconee County

Average values reported by homeowners.

Average home value
$217,200
Annual property tax
$856

Source: ACS 2019-2023 5-Year

Energy costs in Oconee County

Estimated monthly electricity and gas costs.

Electricity
$168
per month · 15.3¢/kWh
Natural gas
$36
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Oconee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Oconee County

State and local tax rates for South Carolina.

State income tax
6.4%
Top marginal rate
State sales tax
6.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Oconee County

Commute patterns and estimated costs.

Average commute
24.8 min
Drive alone
77.5%
Public transit
0.3%
Work from home
8.6%

Source: ACS

Monthly cost estimates for Oconee County

What it costs to live in Oconee County each month.

Single person
$2,694
per month
  • Rent $745
  • Energy $204
  • Water $55
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $434
  • State tax $138
Couple
$4,016
per month
  • Rent $977
  • Energy $245
  • Water $65
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $655
  • State tax $263
Family
$6,372
per month
  • Rent $1,203
  • Energy $306
  • Water $75
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $655
  • State tax $263

Frequently asked questions about Oconee County

Common questions about cost of living, rent and salary.

What is the average rent in Oconee County?

In Oconee County, SC, a one-bedroom apartment averages $745 per month, a two-bedroom averages $977 per month, a three-bedroom averages $1,203 per month, according to HUD Fair Market Rent data.

What is the average salary in Oconee County?

In Oconee County, SC, the average household income is $60,193 per year and individual earnings for full-time workers average $36,630 per year, according to U.S. Census Bureau data.

What is the cost of living in Oconee County?

The estimated cost of living in Oconee County, SC is approximately $2,694 per month for a single person, $4,016 for a couple, $6,372 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Oconee County?

The combined sales tax rate in Oconee County, SC is 7.44%, which includes the South Carolina state rate of 6.00% plus an average local rate of 1.44%.

Is Oconee County an affordable place to live?

Based on the data, a single person in Oconee County, SC would need approximately $2,694 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,193 per year ($5,016 per month). Oconee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Oconee County?

The ACA marketplace benchmark premium in Oconee County, SC is approximately $480 per month for an individual. Approximately 10.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Oconee County?

The average home value in Oconee County, SC is $217,200, with average annual property taxes of $856, according to U.S. Census Bureau data.

How does Oconee County compare to other areas?

You can compare Oconee County, SC with any other US county using our comparison tool at /compare. Oconee County is in the Seneca, SC metro area.

Other counties in South Carolina

Browse the full list of counties in South Carolina, ranked by cost of living.

See all counties in South Carolina

Compare Oconee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources