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Athens-Clarke County, GA

Cost of living in Oconee County, GA

Part of the Athens Metro Area

Estimated monthly cost
$3,456/mo
for a single person, all categories combined

Population 42,788 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,106 32%
Federal tax $719 21%
Healthcare $480 14%
Groceries $324 9%
Transport $320 9%
State tax $247 7%
Energy $205 6%
Water $55 2%

Rent in Oconee County

Fair Market Rents by bedroom count.

Studio
$1,065
per month
1 bedroom
$1,106
per month
2 bedroom
$1,225
per month
3 bedroom
$1,627
per month
4 bedroom
$1,725
per month

Source: HUD FMR FY2025

Income and earnings in Oconee County

Annual earnings figures from the Census ACS.

Household income
$115,925
per year
Individual earnings
$54,005
per year
Per capita
$55,741
per year

Source: ACS 2019-2023 5-Year.

Home values in Oconee County

Average values reported by homeowners.

Average home value
$425,100
Annual property tax
$3,056

Source: ACS 2019-2023 5-Year

Energy costs in Oconee County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Oconee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Oconee County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Oconee County

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
74.5%
Public transit
0.0%
Work from home
17.7%

Source: ACS

Monthly cost estimates for Oconee County

What it costs to live in Oconee County each month.

Single person
$3,456
per month
  • Rent $1,106
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $719
  • State tax $247
Couple
$5,455
per month
  • Rent $1,225
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $1,568
  • State tax $530
Family
$7,993
per month
  • Rent $1,627
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,568
  • State tax $530

Frequently asked questions about Oconee County

Common questions about cost of living, rent and salary.

What is the average rent in Oconee County?

In Oconee County, GA, a one-bedroom apartment averages $1,106 per month, a two-bedroom averages $1,225 per month, a three-bedroom averages $1,627 per month, according to HUD Fair Market Rent data.

What is the average salary in Oconee County?

In Oconee County, GA, the average household income is $115,925 per year and individual earnings for full-time workers average $54,005 per year, according to U.S. Census Bureau data.

What is the cost of living in Oconee County?

The estimated cost of living in Oconee County, GA is approximately $3,456 per month for a single person, $5,455 for a couple, $7,993 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Oconee County?

The combined sales tax rate in Oconee County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Oconee County an affordable place to live?

Based on the data, a single person in Oconee County, GA would need approximately $3,456 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $115,925 per year ($9,660 per month). Oconee County is relatively affordable compared to the national average.

How much does healthcare cost in Oconee County?

The ACA marketplace benchmark premium in Oconee County, GA is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Oconee County?

The average home value in Oconee County, GA is $425,100, with average annual property taxes of $3,056, according to U.S. Census Bureau data.

How does Oconee County compare to other areas?

You can compare Oconee County, GA with any other US county using our comparison tool at /compare. Oconee County is in the Athens-Clarke County, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Oconee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources