Cost of living in Oceana County, MI
Population 26,788 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Oceana County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Oceana County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Oceana County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Oceana County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Oceana County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Oceana County
State and local tax rates for Michigan.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Oceana County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Oceana County
What it costs to live in Oceana County each month.
- Rent $711
- Energy $191
- Water $50
- Groceries $326
- Transport $320
- Healthcare $480
- Federal tax $419
- State tax $126
- Rent $933
- Energy $229
- Water $60
- Groceries $540
- Transport $420
- Healthcare $864
- Federal tax $711
- State tax $225
- Rent $1,129
- Energy $286
- Water $70
- Groceries $820
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $711
- State tax $225
Frequently asked questions about Oceana County
Common questions about cost of living, rent and salary.
What is the average rent in Oceana County?
In Oceana County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,129 per month, according to HUD Fair Market Rent data.
What is the average salary in Oceana County?
In Oceana County, MI, the average household income is $63,624 per year and individual earnings for full-time workers average $35,677 per year, according to U.S. Census Bureau data.
What is the cost of living in Oceana County?
The estimated cost of living in Oceana County, MI is approximately $2,623 per month for a single person, $3,982 for a couple, $6,311 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Oceana County?
The combined sales tax rate in Oceana County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.
Is Oceana County an affordable place to live?
Based on the data, a single person in Oceana County, MI would need approximately $2,623 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,624 per year ($5,302 per month). Oceana County is relatively affordable compared to the national average.
How much does healthcare cost in Oceana County?
The ACA marketplace benchmark premium in Oceana County, MI is approximately $480 per month for an individual. Approximately 8.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Oceana County?
The average home value in Oceana County, MI is $167,600, with average annual property taxes of $1,916, according to U.S. Census Bureau data.
How does Oceana County compare to other areas?
You can compare Oceana County, MI with any other US county using our comparison tool at /compare. Oceana County is in Michigan.
Other counties in Michigan
Browse the full list of counties in Michigan, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP