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Union City, TN

Cost of living in Obion County, TN

Estimated monthly cost
$2,530/mo
for a single person, all categories combined

Population 30,570 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $740 29%
Healthcare $480 19%
Federal tax $427 17%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Obion County

Fair Market Rents by bedroom count.

Studio
$736
per month
1 bedroom
$740
per month
2 bedroom
$899
per month
3 bedroom
$1,167
per month
4 bedroom
$1,192
per month

Source: HUD FMR FY2025

Income and earnings in Obion County

Annual earnings figures from the Census ACS.

Household income
$53,102
per year
Individual earnings
$36,153
per year
Per capita
$29,891
per year

Source: ACS 2019-2023 5-Year.

Home values in Obion County

Average values reported by homeowners.

Average home value
$122,700
Annual property tax
$697

Source: ACS 2019-2023 5-Year

Energy costs in Obion County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Obion County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Obion County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Obion County

Commute patterns and estimated costs.

Average commute
20.2 min
Drive alone
84.3%
Public transit
0.0%
Work from home
3.7%

Source: ACS

Monthly cost estimates for Obion County

What it costs to live in Obion County each month.

Single person
$2,530
per month
  • Rent $740
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $427
  • State tax $0
Couple
$3,541
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $539
  • State tax $0
Family
$5,934
per month
  • Rent $1,167
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $539
  • State tax $0

Frequently asked questions about Obion County

Common questions about cost of living, rent and salary.

What is the average rent in Obion County?

In Obion County, TN, a one-bedroom apartment averages $740 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,167 per month, according to HUD Fair Market Rent data.

What is the average salary in Obion County?

In Obion County, TN, the average household income is $53,102 per year and individual earnings for full-time workers average $36,153 per year, according to U.S. Census Bureau data.

What is the cost of living in Obion County?

The estimated cost of living in Obion County, TN is approximately $2,530 per month for a single person, $3,541 for a couple, $5,934 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Obion County?

The combined sales tax rate in Obion County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Obion County an affordable place to live?

Based on the data, a single person in Obion County, TN would need approximately $2,530 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,102 per year ($4,425 per month). Obion County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Obion County?

The ACA marketplace benchmark premium in Obion County, TN is approximately $480 per month for an individual. Approximately 8.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Obion County?

The average home value in Obion County, TN is $122,700, with average annual property taxes of $697, according to U.S. Census Bureau data.

How does Obion County compare to other areas?

You can compare Obion County, TN with any other US county using our comparison tool at /compare. Obion County is in the Union City, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Obion County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources