Cost of living in Pontiac, Michigan
Oakland County, MI
Part of the Detroit Metro Area
Population 1,272,294 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Pontiac
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Pontiac
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Pontiac
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Pontiac
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Pontiac
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Pontiac
State and local tax rates for Michigan.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Pontiac
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Pontiac
What it costs to live in Pontiac each month.
- Rent $1,090
- Energy $191
- Water $50
- Groceries $326
- Transport $320
- Healthcare $480
- Federal tax $733
- State tax $194
- Rent $1,378
- Energy $229
- Water $60
- Groceries $540
- Transport $420
- Healthcare $864
- Federal tax $1,230
- State tax $338
- Rent $1,688
- Energy $286
- Water $70
- Groceries $820
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,230
- State tax $338
Frequently asked questions about Pontiac
Common questions about cost of living, rent and salary.
What is the average rent in Pontiac?
In Pontiac, Michigan, a one-bedroom apartment averages $1,090 per month, a two-bedroom averages $1,378 per month, a three-bedroom averages $1,688 per month, according to HUD Fair Market Rent data.
What is the average salary in Pontiac?
In Pontiac, Michigan, the average household income is $95,296 per year and individual earnings for full-time workers average $54,878 per year, according to U.S. Census Bureau data.
What is the cost of living in Pontiac?
The estimated cost of living in Pontiac, Michigan is approximately $3,384 per month for a single person, $5,059 for a couple, $7,502 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Pontiac?
The combined sales tax rate in Pontiac, Michigan is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.
Is Pontiac an affordable place to live?
Based on the data, a single person in Pontiac, Michigan would need approximately $3,384 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $95,296 per year ($7,941 per month). Pontiac is relatively affordable compared to the national average.
How much does healthcare cost in Pontiac?
The ACA marketplace benchmark premium in Pontiac, Michigan is approximately $480 per month for an individual. Approximately 3.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Pontiac?
The average home value in Pontiac, Michigan is $320,400, with average annual property taxes of $4,241, according to U.S. Census Bureau data.
How does Pontiac compare to other areas?
You can compare Pontiac, Michigan with any other US county using our comparison tool at /compare. Pontiac is in the Detroit-Warren-Dearborn, MI metro area.
Other counties in Michigan
Browse the full list of counties in Michigan, ranked by cost of living.
See all counties in MichiganCompare Pontiac with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP