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Virginia

Cost of living in Northumberland County, VA

Estimated monthly cost
$3,042/mo
for a single person, all categories combined

Population 12,085 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $952 31%
Federal tax $504 17%
Healthcare $480 16%
Groceries $355 12%
Transport $320 11%
Energy $202 7%
State tax $174 6%
Water $55 2%

Rent in Northumberland County

Fair Market Rents by bedroom count.

Studio
$946
per month
1 bedroom
$952
per month
2 bedroom
$1,175
per month
3 bedroom
$1,416
per month
4 bedroom
$1,837
per month

Source: HUD FMR FY2025

Income and earnings in Northumberland County

Annual earnings figures from the Census ACS.

Household income
$69,500
per year
Individual earnings
$40,870
per year
Per capita
$47,191
per year

Source: ACS 2019-2023 5-Year.

Home values in Northumberland County

Average values reported by homeowners.

Average home value
$333,100
Annual property tax
$1,602

Source: ACS 2019-2023 5-Year

Energy costs in Northumberland County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Northumberland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Northumberland County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Northumberland County

Commute patterns and estimated costs.

Average commute
34.2 min
Drive alone
70.6%
Public transit
0.1%
Work from home
14.6%

Source: ACS

Monthly cost estimates for Northumberland County

What it costs to live in Northumberland County each month.

Single person
$3,042
per month
  • Rent $952
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $504
  • State tax $174
Couple
$4,473
per month
  • Rent $1,175
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $807
  • State tax $312
Family
$6,876
per month
  • Rent $1,416
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $807
  • State tax $312

Frequently asked questions about Northumberland County

Common questions about cost of living, rent and salary.

What is the average rent in Northumberland County?

In Northumberland County, VA, a one-bedroom apartment averages $952 per month, a two-bedroom averages $1,175 per month, a three-bedroom averages $1,416 per month, according to HUD Fair Market Rent data.

What is the average salary in Northumberland County?

In Northumberland County, VA, the average household income is $69,500 per year and individual earnings for full-time workers average $40,870 per year, according to U.S. Census Bureau data.

What is the cost of living in Northumberland County?

The estimated cost of living in Northumberland County, VA is approximately $3,042 per month for a single person, $4,473 for a couple, $6,876 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Northumberland County?

The combined sales tax rate in Northumberland County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Northumberland County an affordable place to live?

Based on the data, a single person in Northumberland County, VA would need approximately $3,042 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,500 per year ($5,792 per month). Northumberland County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Northumberland County?

The ACA marketplace benchmark premium in Northumberland County, VA is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Northumberland County?

The average home value in Northumberland County, VA is $333,100, with average annual property taxes of $1,602, according to U.S. Census Bureau data.

How does Northumberland County compare to other areas?

You can compare Northumberland County, VA with any other US county using our comparison tool at /compare. Northumberland County is in Virginia.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Northumberland County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources