Cost of living in Nicholas County, KY
Population 7,655 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Nicholas County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Nicholas County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Nicholas County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Nicholas County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Nicholas County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Nicholas County
State and local tax rates for Kentucky.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Nicholas County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Nicholas County
What it costs to live in Nicholas County each month.
- Rent $661
- Energy $194
- Water $55
- Groceries $312
- Transport $320
- Healthcare $480
- Federal tax $415
- State tax $118
- Rent $867
- Energy $233
- Water $65
- Groceries $517
- Transport $420
- Healthcare $864
- Federal tax $547
- State tax $179
- Rent $1,175
- Energy $291
- Water $75
- Groceries $784
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $547
- State tax $179
Frequently asked questions about Nicholas County
Common questions about cost of living, rent and salary.
What is the average rent in Nicholas County?
In Nicholas County, KY, a one-bedroom apartment averages $661 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,175 per month, according to HUD Fair Market Rent data.
What is the average salary in Nicholas County?
In Nicholas County, KY, the average household income is $53,616 per year and individual earnings for full-time workers average $35,435 per year, according to U.S. Census Bureau data.
What is the cost of living in Nicholas County?
The estimated cost of living in Nicholas County, KY is approximately $2,555 per month for a single person, $3,692 for a couple, $6,121 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Nicholas County?
The combined sales tax rate in Nicholas County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.
Is Nicholas County an affordable place to live?
Based on the data, a single person in Nicholas County, KY would need approximately $2,555 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,616 per year ($4,468 per month). Nicholas County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Nicholas County?
The ACA marketplace benchmark premium in Nicholas County, KY is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Nicholas County?
The average home value in Nicholas County, KY is $119,600, with average annual property taxes of $679, according to U.S. Census Bureau data.
How does Nicholas County compare to other areas?
You can compare Nicholas County, KY with any other US county using our comparison tool at /compare. Nicholas County is in Kentucky.
Other counties in Kentucky
Browse the full list of counties in Kentucky, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP