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Show Low, AZ

Cost of living in Navajo County, AZ

Estimated monthly cost
$2,921/mo
for a single person, all categories combined

Population 107,744 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,055 36%
Healthcare $480 16%
Federal tax $404 14%
Groceries $341 12%
Transport $320 11%
Energy $189 6%
State tax $72 2%
Water $60 2%

Rent in Navajo County

Fair Market Rents by bedroom count.

Studio
$999
per month
1 bedroom
$1,055
per month
2 bedroom
$1,384
per month
3 bedroom
$1,711
per month
4 bedroom
$1,835
per month

Source: HUD FMR FY2025

Income and earnings in Navajo County

Annual earnings figures from the Census ACS.

Household income
$52,752
per year
Individual earnings
$34,796
per year
Per capita
$24,347
per year

Source: ACS 2019-2023 5-Year.

Home values in Navajo County

Average values reported by homeowners.

Average home value
$186,100
Annual property tax
$1,126

Source: ACS 2019-2023 5-Year

Energy costs in Navajo County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 14.3¢/kWh
Natural gas
$39
per month
Annual total
$2,268
per year

Source: EIA

Healthcare in Navajo County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
15.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Navajo County

State and local tax rates for Arizona.

State income tax
2.5%
Flat rate
State sales tax
5.6%
Combined sales tax
8.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Navajo County

Commute patterns and estimated costs.

Average commute
23.7 min
Drive alone
75.6%
Public transit
0.8%
Work from home
8.9%

Source: ACS

Monthly cost estimates for Navajo County

What it costs to live in Navajo County each month.

Single person
$2,921
per month
  • Rent $1,055
  • Energy $189
  • Water $60
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $404
  • State tax $72
Couple
$4,173
per month
  • Rent $1,384
  • Energy $227
  • Water $70
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $533
  • State tax $110
Family
$6,650
per month
  • Rent $1,711
  • Energy $284
  • Water $85
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $533
  • State tax $110

Frequently asked questions about Navajo County

Common questions about cost of living, rent and salary.

What is the average rent in Navajo County?

In Navajo County, AZ, a one-bedroom apartment averages $1,055 per month, a two-bedroom averages $1,384 per month, a three-bedroom averages $1,711 per month, according to HUD Fair Market Rent data.

What is the average salary in Navajo County?

In Navajo County, AZ, the average household income is $52,752 per year and individual earnings for full-time workers average $34,796 per year, according to U.S. Census Bureau data.

What is the cost of living in Navajo County?

The estimated cost of living in Navajo County, AZ is approximately $2,921 per month for a single person, $4,173 for a couple, $6,650 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Navajo County?

The combined sales tax rate in Navajo County, AZ is 8.37%, which includes the Arizona state rate of 5.60% plus an average local rate of 2.77%.

Is Navajo County an affordable place to live?

Based on the data, a single person in Navajo County, AZ would need approximately $2,921 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,752 per year ($4,396 per month). Navajo County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Navajo County?

The ACA marketplace benchmark premium in Navajo County, AZ is approximately $480 per month for an individual. Approximately 15.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Navajo County?

The average home value in Navajo County, AZ is $186,100, with average annual property taxes of $1,126, according to U.S. Census Bureau data.

How does Navajo County compare to other areas?

You can compare Navajo County, AZ with any other US county using our comparison tool at /compare. Navajo County is in the Show Low, AZ metro area.

Other counties in Arizona

Browse the full list of counties in Arizona, ranked by cost of living.

See all counties in Arizona

Compare Navajo County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources