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Napa, CA

Cost of living in Napa County, CA

Part of the Napa Metro Area

Estimated monthly cost
$4,421/mo
for a single person, all categories combined

Population 136,070 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $2,128 48%
Federal tax $677 15%
Healthcare $480 11%
Groceries $397 9%
Transport $320 7%
Energy $217 5%
State tax $142 3%
Water $60 1%

Rent in Napa County

Fair Market Rents by bedroom count.

Studio
$1,915
per month
1 bedroom
$2,128
per month
2 bedroom
$2,792
per month
3 bedroom
$3,636
per month
4 bedroom
$4,144
per month

Source: HUD FMR FY2025

Income and earnings in Napa County

Annual earnings figures from the Census ACS.

Household income
$108,970
per year
Individual earnings
$51,417
per year
Per capita
$57,795
per year

Source: ACS 2019-2023 5-Year.

Home values in Napa County

Average values reported by homeowners.

Average home value
$838,800
Annual property tax
$5,840

Source: ACS 2019-2023 5-Year

Energy costs in Napa County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in Napa County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Napa County

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Napa County

Commute patterns and estimated costs.

Average commute
24.9 min
Drive alone
71.3%
Public transit
1.2%
Work from home
12.5%

Source: ACS

Monthly cost estimates for Napa County

What it costs to live in Napa County each month.

Single person
$4,421
per month
  • Rent $2,128
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $320
  • Healthcare $480
  • Federal tax $677
  • State tax $142
Couple
$7,084
per month
  • Rent $2,792
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $420
  • Healthcare $864
  • Federal tax $1,454
  • State tax $566
Family
$10,135
per month
  • Rent $3,636
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,454
  • State tax $566

Frequently asked questions about Napa County

Common questions about cost of living, rent and salary.

What is the average rent in Napa County?

In Napa County, CA, a one-bedroom apartment averages $2,128 per month, a two-bedroom averages $2,792 per month, a three-bedroom averages $3,636 per month, according to HUD Fair Market Rent data.

What is the average salary in Napa County?

In Napa County, CA, the average household income is $108,970 per year and individual earnings for full-time workers average $51,417 per year, according to U.S. Census Bureau data.

What is the cost of living in Napa County?

The estimated cost of living in Napa County, CA is approximately $4,421 per month for a single person, $7,084 for a couple, $10,135 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Napa County?

The combined sales tax rate in Napa County, CA is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is Napa County an affordable place to live?

Based on the data, a single person in Napa County, CA would need approximately $4,421 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $108,970 per year ($9,081 per month). Napa County is relatively affordable compared to the national average.

How much does healthcare cost in Napa County?

The ACA marketplace benchmark premium in Napa County, CA is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Napa County?

The average home value in Napa County, CA is $838,800, with average annual property taxes of $5,840, according to U.S. Census Bureau data.

How does Napa County compare to other areas?

You can compare Napa County, CA with any other US county using our comparison tool at /compare. Napa County is in the Napa, CA metro area.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

See all counties in California

Compare Napa County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources