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Illinois

Cost of living in Moultrie County, IL

Estimated monthly cost
$2,778/mo
for a single person, all categories combined

Population 14,469 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $665 24%
Federal tax $559 20%
Healthcare $480 17%
Groceries $345 12%
Transport $320 12%
State tax $182 7%
Energy $177 6%
Water $50 2%

Rent in Moultrie County

Fair Market Rents by bedroom count.

Studio
$597
per month
1 bedroom
$665
per month
2 bedroom
$870
per month
3 bedroom
$1,219
per month
4 bedroom
$1,461
per month

Source: HUD FMR FY2025

Income and earnings in Moultrie County

Annual earnings figures from the Census ACS.

Household income
$71,676
per year
Individual earnings
$44,204
per year
Per capita
$35,896
per year

Source: ACS 2019-2023 5-Year.

Home values in Moultrie County

Average values reported by homeowners.

Average home value
$121,500
Annual property tax
$2,316

Source: ACS 2019-2023 5-Year

Energy costs in Moultrie County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Moultrie County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Moultrie County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Moultrie County

Commute patterns and estimated costs.

Average commute
21.2 min
Drive alone
75.1%
Public transit
0.5%
Work from home
5.0%

Source: ACS

Monthly cost estimates for Moultrie County

What it costs to live in Moultrie County each month.

Single person
$2,778
per month
  • Rent $665
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $559
  • State tax $182
Couple
$4,137
per month
  • Rent $870
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $843
  • State tax $296
Family
$6,631
per month
  • Rent $1,219
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $843
  • State tax $296

Frequently asked questions about Moultrie County

Common questions about cost of living, rent and salary.

What is the average rent in Moultrie County?

In Moultrie County, IL, a one-bedroom apartment averages $665 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,219 per month, according to HUD Fair Market Rent data.

What is the average salary in Moultrie County?

In Moultrie County, IL, the average household income is $71,676 per year and individual earnings for full-time workers average $44,204 per year, according to U.S. Census Bureau data.

What is the cost of living in Moultrie County?

The estimated cost of living in Moultrie County, IL is approximately $2,778 per month for a single person, $4,137 for a couple, $6,631 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Moultrie County?

The combined sales tax rate in Moultrie County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Moultrie County an affordable place to live?

Based on the data, a single person in Moultrie County, IL would need approximately $2,778 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,676 per year ($5,973 per month). Moultrie County is relatively affordable compared to the national average.

How much does healthcare cost in Moultrie County?

The ACA marketplace benchmark premium in Moultrie County, IL is approximately $480 per month for an individual. Approximately 12.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Moultrie County?

The average home value in Moultrie County, IL is $121,500, with average annual property taxes of $2,316, according to U.S. Census Bureau data.

How does Moultrie County compare to other areas?

You can compare Moultrie County, IL with any other US county using our comparison tool at /compare. Moultrie County is in Illinois.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Moultrie County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources