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Bismarck, ND

Cost of living in Morton County, ND

Part of the Bismarck Metro Area

Estimated monthly cost
$2,913/mo
for a single person, all categories combined

Population 33,479 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $917 31%
Federal tax $554 19%
Healthcare $480 16%
Groceries $322 11%
Transport $320 11%
Energy $199 7%
State tax $71 2%
Water $50 2%

Rent in Morton County

Fair Market Rents by bedroom count.

Studio
$828
per month
1 bedroom
$917
per month
2 bedroom
$1,023
per month
3 bedroom
$1,433
per month
4 bedroom
$1,718
per month

Source: HUD FMR FY2025

Income and earnings in Morton County

Annual earnings figures from the Census ACS.

Household income
$79,483
per year
Individual earnings
$43,935
per year
Per capita
$45,337
per year

Source: ACS 2019-2023 5-Year.

Home values in Morton County

Average values reported by homeowners.

Average home value
$249,600
Annual property tax
$2,562

Source: ACS 2019-2023 5-Year

Energy costs in Morton County

Estimated monthly electricity and gas costs.

Electricity
$139
per month · 12.6¢/kWh
Natural gas
$60
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Morton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Morton County

State and local tax rates for North Dakota.

State income tax
1.9%
Flat rate
State sales tax
5.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Morton County

Commute patterns and estimated costs.

Average commute
20.3 min
Drive alone
82.0%
Public transit
0.0%
Work from home
8.2%

Source: ACS

Monthly cost estimates for Morton County

What it costs to live in Morton County each month.

Single person
$2,913
per month
  • Rent $917
  • Energy $199
  • Water $50
  • Groceries $322
  • Transport $320
  • Healthcare $480
  • Federal tax $554
  • State tax $71
Couple
$4,240
per month
  • Rent $1,023
  • Energy $239
  • Water $60
  • Groceries $534
  • Transport $420
  • Healthcare $864
  • Federal tax $971
  • State tax $129
Family
$6,781
per month
  • Rent $1,433
  • Energy $298
  • Water $70
  • Groceries $810
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $971
  • State tax $129

Frequently asked questions about Morton County

Common questions about cost of living, rent and salary.

What is the average rent in Morton County?

In Morton County, ND, a one-bedroom apartment averages $917 per month, a two-bedroom averages $1,023 per month, a three-bedroom averages $1,433 per month, according to HUD Fair Market Rent data.

What is the average salary in Morton County?

In Morton County, ND, the average household income is $79,483 per year and individual earnings for full-time workers average $43,935 per year, according to U.S. Census Bureau data.

What is the cost of living in Morton County?

The estimated cost of living in Morton County, ND is approximately $2,913 per month for a single person, $4,240 for a couple, $6,781 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Morton County?

The combined sales tax rate in Morton County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.

Is Morton County an affordable place to live?

Based on the data, a single person in Morton County, ND would need approximately $2,913 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $79,483 per year ($6,624 per month). Morton County is relatively affordable compared to the national average.

How much does healthcare cost in Morton County?

The ACA marketplace benchmark premium in Morton County, ND is approximately $480 per month for an individual. Approximately 4.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Morton County?

The average home value in Morton County, ND is $249,600, with average annual property taxes of $2,562, according to U.S. Census Bureau data.

How does Morton County compare to other areas?

You can compare Morton County, ND with any other US county using our comparison tool at /compare. Morton County is in the Bismarck, ND metro area.

Other counties in North Dakota

Browse the full list of counties in North Dakota, ranked by cost of living.

See all counties in North Dakota

Compare Morton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources