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Pinehurst-Southern Pines, NC

Cost of living in Moore County, NC

Part of the Pinehurst Metro Area

Estimated monthly cost
$3,123/mo
for a single person, all categories combined

Population 102,840 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,025 33%
Federal tax $562 18%
Healthcare $480 15%
Groceries $327 10%
Transport $320 10%
Energy $187 6%
State tax $167 5%
Water $55 2%

Rent in Moore County

Fair Market Rents by bedroom count.

Studio
$986
per month
1 bedroom
$1,025
per month
2 bedroom
$1,135
per month
3 bedroom
$1,590
per month
4 bedroom
$1,906
per month

Source: HUD FMR FY2025

Income and earnings in Moore County

Annual earnings figures from the Census ACS.

Household income
$82,837
per year
Individual earnings
$44,438
per year
Per capita
$44,318
per year

Source: ACS 2019-2023 5-Year.

Home values in Moore County

Average values reported by homeowners.

Average home value
$315,300
Annual property tax
$1,784

Source: ACS 2019-2023 5-Year

Energy costs in Moore County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Moore County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Moore County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Moore County

Commute patterns and estimated costs.

Average commute
26.8 min
Drive alone
76.1%
Public transit
0.2%
Work from home
11.4%

Source: ACS

Monthly cost estimates for Moore County

What it costs to live in Moore County each month.

Single person
$3,123
per month
  • Rent $1,025
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $562
  • State tax $167
Couple
$4,587
per month
  • Rent $1,135
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $1,026
  • State tax $311
Family
$7,174
per month
  • Rent $1,590
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,026
  • State tax $311

Frequently asked questions about Moore County

Common questions about cost of living, rent and salary.

What is the average rent in Moore County?

In Moore County, NC, a one-bedroom apartment averages $1,025 per month, a two-bedroom averages $1,135 per month, a three-bedroom averages $1,590 per month, according to HUD Fair Market Rent data.

What is the average salary in Moore County?

In Moore County, NC, the average household income is $82,837 per year and individual earnings for full-time workers average $44,438 per year, according to U.S. Census Bureau data.

What is the cost of living in Moore County?

The estimated cost of living in Moore County, NC is approximately $3,123 per month for a single person, $4,587 for a couple, $7,174 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Moore County?

The combined sales tax rate in Moore County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Moore County an affordable place to live?

Based on the data, a single person in Moore County, NC would need approximately $3,123 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $82,837 per year ($6,903 per month). Moore County is relatively affordable compared to the national average.

How much does healthcare cost in Moore County?

The ACA marketplace benchmark premium in Moore County, NC is approximately $480 per month for an individual. Approximately 7.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Moore County?

The average home value in Moore County, NC is $315,300, with average annual property taxes of $1,784, according to U.S. Census Bureau data.

How does Moore County compare to other areas?

You can compare Moore County, NC with any other US county using our comparison tool at /compare. Moore County is in the Pinehurst-Southern Pines, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Moore County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources