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South Dakota

Cost of living in Moody County, SD

Estimated monthly cost
$2,558/mo
for a single person, all categories combined

Population 6,371 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $665 26%
Federal tax $519 20%
Healthcare $480 19%
Groceries $324 13%
Transport $320 13%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in Moody County

Fair Market Rents by bedroom count.

Studio
$598
per month
1 bedroom
$665
per month
2 bedroom
$872
per month
3 bedroom
$1,178
per month
4 bedroom
$1,383
per month

Source: HUD FMR FY2025

Income and earnings in Moody County

Annual earnings figures from the Census ACS.

Household income
$77,500
per year
Individual earnings
$41,795
per year
Per capita
$36,544
per year

Source: ACS 2019-2023 5-Year.

Home values in Moody County

Average values reported by homeowners.

Average home value
$206,300
Annual property tax
$2,231

Source: ACS 2019-2023 5-Year

Energy costs in Moody County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Moody County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Moody County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Moody County

Commute patterns and estimated costs.

Average commute
20.7 min
Drive alone
72.1%
Public transit
1.1%
Work from home
13.5%

Source: ACS

Monthly cost estimates for Moody County

What it costs to live in Moody County each month.

Single person
$2,558
per month
  • Rent $665
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $519
  • State tax $0
Couple
$3,931
per month
  • Rent $872
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $938
  • State tax $0
Family
$6,371
per month
  • Rent $1,178
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $938
  • State tax $0

Frequently asked questions about Moody County

Common questions about cost of living, rent and salary.

What is the average rent in Moody County?

In Moody County, SD, a one-bedroom apartment averages $665 per month, a two-bedroom averages $872 per month, a three-bedroom averages $1,178 per month, according to HUD Fair Market Rent data.

What is the average salary in Moody County?

In Moody County, SD, the average household income is $77,500 per year and individual earnings for full-time workers average $41,795 per year, according to U.S. Census Bureau data.

What is the cost of living in Moody County?

The estimated cost of living in Moody County, SD is approximately $2,558 per month for a single person, $3,931 for a couple, $6,371 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Moody County?

The combined sales tax rate in Moody County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Moody County an affordable place to live?

Based on the data, a single person in Moody County, SD would need approximately $2,558 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $77,500 per year ($6,458 per month). Moody County is relatively affordable compared to the national average.

How much does healthcare cost in Moody County?

The ACA marketplace benchmark premium in Moody County, SD is approximately $480 per month for an individual. Approximately 9.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Moody County?

The average home value in Moody County, SD is $206,300, with average annual property taxes of $2,231, according to U.S. Census Bureau data.

How does Moody County compare to other areas?

You can compare Moody County, SD with any other US county using our comparison tool at /compare. Moody County is in South Dakota.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Moody County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources