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Montrose, CO

Cost of living in Montrose County, CO

Estimated monthly cost
$2,844/mo
for a single person, all categories combined

Population 43,272 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $873 31%
Healthcare $480 17%
Federal tax $455 16%
Groceries $359 13%
Transport $320 11%
Energy $158 6%
State tax $139 5%
Water $60 2%

Rent in Montrose County

Fair Market Rents by bedroom count.

Studio
$867
per month
1 bedroom
$873
per month
2 bedroom
$1,145
per month
3 bedroom
$1,604
per month
4 bedroom
$1,923
per month

Source: HUD FMR FY2025

Income and earnings in Montrose County

Annual earnings figures from the Census ACS.

Household income
$66,072
per year
Individual earnings
$37,878
per year
Per capita
$36,936
per year

Source: ACS 2019-2023 5-Year.

Home values in Montrose County

Average values reported by homeowners.

Average home value
$357,900
Annual property tax
$1,280

Source: ACS 2019-2023 5-Year

Energy costs in Montrose County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Montrose County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Montrose County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Montrose County

Commute patterns and estimated costs.

Average commute
21.3 min
Drive alone
77.4%
Public transit
0.1%
Work from home
10.5%

Source: ACS

Monthly cost estimates for Montrose County

What it costs to live in Montrose County each month.

Single person
$2,844
per month
  • Rent $873
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $320
  • Healthcare $480
  • Federal tax $455
  • State tax $139
Couple
$4,277
per month
  • Rent $1,145
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $420
  • Healthcare $864
  • Federal tax $751
  • State tax $242
Family
$6,892
per month
  • Rent $1,604
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $751
  • State tax $242

Frequently asked questions about Montrose County

Common questions about cost of living, rent and salary.

What is the average rent in Montrose County?

In Montrose County, CO, a one-bedroom apartment averages $873 per month, a two-bedroom averages $1,145 per month, a three-bedroom averages $1,604 per month, according to HUD Fair Market Rent data.

What is the average salary in Montrose County?

In Montrose County, CO, the average household income is $66,072 per year and individual earnings for full-time workers average $37,878 per year, according to U.S. Census Bureau data.

What is the cost of living in Montrose County?

The estimated cost of living in Montrose County, CO is approximately $2,844 per month for a single person, $4,277 for a couple, $6,892 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Montrose County?

The combined sales tax rate in Montrose County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Montrose County an affordable place to live?

Based on the data, a single person in Montrose County, CO would need approximately $2,844 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,072 per year ($5,506 per month). Montrose County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Montrose County?

The ACA marketplace benchmark premium in Montrose County, CO is approximately $480 per month for an individual. Approximately 12.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Montrose County?

The average home value in Montrose County, CO is $357,900, with average annual property taxes of $1,280, according to U.S. Census Bureau data.

How does Montrose County compare to other areas?

You can compare Montrose County, CO with any other US county using our comparison tool at /compare. Montrose County is in the Montrose, CO metro area.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Montrose County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources