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Michigan

Cost of living in Montmorency County, MI

Estimated monthly cost
$2,668/mo
for a single person, all categories combined

Population 9,372 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 32%
Healthcare $480 18%
Federal tax $347 13%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $111 4%
Water $50 2%

Rent in Montmorency County

Fair Market Rents by bedroom count.

Studio
$654
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,328
per month

Source: HUD FMR FY2025

Income and earnings in Montmorency County

Annual earnings figures from the Census ACS.

Household income
$47,803
per year
Individual earnings
$31,295
per year
Per capita
$30,306
per year

Source: ACS 2019-2023 5-Year.

Home values in Montmorency County

Average values reported by homeowners.

Average home value
$142,000
Annual property tax
$1,309

Source: ACS 2019-2023 5-Year

Energy costs in Montmorency County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Montmorency County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Montmorency County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Montmorency County

Commute patterns and estimated costs.

Average commute
25.4 min
Drive alone
78.3%
Public transit
0.0%
Work from home
7.8%

Source: ACS

Monthly cost estimates for Montmorency County

What it costs to live in Montmorency County each month.

Single person
$2,668
per month
  • Rent $843
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $347
  • State tax $111
Couple
$3,675
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $460
  • State tax $169
Family
$6,182
per month
  • Rent $1,307
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $460
  • State tax $169

Frequently asked questions about Montmorency County

Common questions about cost of living, rent and salary.

What is the average rent in Montmorency County?

In Montmorency County, MI, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Montmorency County?

In Montmorency County, MI, the average household income is $47,803 per year and individual earnings for full-time workers average $31,295 per year, according to U.S. Census Bureau data.

What is the cost of living in Montmorency County?

The estimated cost of living in Montmorency County, MI is approximately $2,668 per month for a single person, $3,675 for a couple, $6,182 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Montmorency County?

The combined sales tax rate in Montmorency County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Montmorency County an affordable place to live?

Based on the data, a single person in Montmorency County, MI would need approximately $2,668 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,803 per year ($3,984 per month). Montmorency County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Montmorency County?

The ACA marketplace benchmark premium in Montmorency County, MI is approximately $480 per month for an individual. Approximately 5.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Montmorency County?

The average home value in Montmorency County, MI is $142,000, with average annual property taxes of $1,309, according to U.S. Census Bureau data.

How does Montmorency County compare to other areas?

You can compare Montmorency County, MI with any other US county using our comparison tool at /compare. Montmorency County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Montmorency County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources