Skip to main content
LiveWhere us
Colorado

Cost of living in Montezuma County, CO

Estimated monthly cost
$2,834/mo
for a single person, all categories combined

Population 26,204 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $892 31%
Healthcare $480 17%
Federal tax $431 15%
Groceries $359 13%
Transport $320 11%
Energy $158 6%
State tax $134 5%
Water $60 2%

Rent in Montezuma County

Fair Market Rents by bedroom count.

Studio
$886
per month
1 bedroom
$892
per month
2 bedroom
$1,170
per month
3 bedroom
$1,436
per month
4 bedroom
$1,965
per month

Source: HUD FMR FY2025

Income and earnings in Montezuma County

Annual earnings figures from the Census ACS.

Household income
$63,005
per year
Individual earnings
$36,413
per year
Per capita
$34,667
per year

Source: ACS 2019-2023 5-Year.

Home values in Montezuma County

Average values reported by homeowners.

Average home value
$308,100
Annual property tax
$915

Source: ACS 2019-2023 5-Year

Energy costs in Montezuma County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Montezuma County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Montezuma County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Montezuma County

Commute patterns and estimated costs.

Average commute
21.0 min
Drive alone
74.9%
Public transit
0.4%
Work from home
9.7%

Source: ACS

Monthly cost estimates for Montezuma County

What it costs to live in Montezuma County each month.

Single person
$2,834
per month
  • Rent $892
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $320
  • Healthcare $480
  • Federal tax $431
  • State tax $134
Couple
$4,241
per month
  • Rent $1,170
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $420
  • Healthcare $864
  • Federal tax $701
  • State tax $231
Family
$6,663
per month
  • Rent $1,436
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $701
  • State tax $231

Frequently asked questions about Montezuma County

Common questions about cost of living, rent and salary.

What is the average rent in Montezuma County?

In Montezuma County, CO, a one-bedroom apartment averages $892 per month, a two-bedroom averages $1,170 per month, a three-bedroom averages $1,436 per month, according to HUD Fair Market Rent data.

What is the average salary in Montezuma County?

In Montezuma County, CO, the average household income is $63,005 per year and individual earnings for full-time workers average $36,413 per year, according to U.S. Census Bureau data.

What is the cost of living in Montezuma County?

The estimated cost of living in Montezuma County, CO is approximately $2,834 per month for a single person, $4,241 for a couple, $6,663 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Montezuma County?

The combined sales tax rate in Montezuma County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Montezuma County an affordable place to live?

Based on the data, a single person in Montezuma County, CO would need approximately $2,834 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,005 per year ($5,250 per month). Montezuma County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Montezuma County?

The ACA marketplace benchmark premium in Montezuma County, CO is approximately $480 per month for an individual. Approximately 11.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Montezuma County?

The average home value in Montezuma County, CO is $308,100, with average annual property taxes of $915, according to U.S. Census Bureau data.

How does Montezuma County compare to other areas?

You can compare Montezuma County, CO with any other US county using our comparison tool at /compare. Montezuma County is in Colorado.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Montezuma County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources