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Grand Rapids-Wyoming-Kentwood, MI

Cost of living in Montcalm County, MI

Part of the Grand Rapids Metro Area

Estimated monthly cost
$2,827/mo
for a single person, all categories combined

Population 67,174 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $883 31%
Healthcare $480 17%
Federal tax $445 16%
Groceries $326 12%
Transport $320 11%
Energy $191 7%
State tax $132 5%
Water $50 2%

Rent in Montcalm County

Fair Market Rents by bedroom count.

Studio
$740
per month
1 bedroom
$883
per month
2 bedroom
$1,058
per month
3 bedroom
$1,297
per month
4 bedroom
$1,403
per month

Source: HUD FMR FY2025

Income and earnings in Montcalm County

Annual earnings figures from the Census ACS.

Household income
$64,892
per year
Individual earnings
$37,262
per year
Per capita
$29,442
per year

Source: ACS 2019-2023 5-Year.

Home values in Montcalm County

Average values reported by homeowners.

Average home value
$172,100
Annual property tax
$1,851

Source: ACS 2019-2023 5-Year

Energy costs in Montcalm County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Montcalm County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Montcalm County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Montcalm County

Commute patterns and estimated costs.

Average commute
29.9 min
Drive alone
81.5%
Public transit
0.1%
Work from home
6.1%

Source: ACS

Monthly cost estimates for Montcalm County

What it costs to live in Montcalm County each month.

Single person
$2,827
per month
  • Rent $883
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $445
  • State tax $132
Couple
$4,133
per month
  • Rent $1,058
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $732
  • State tax $230
Family
$6,505
per month
  • Rent $1,297
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $732
  • State tax $230

Frequently asked questions about Montcalm County

Common questions about cost of living, rent and salary.

What is the average rent in Montcalm County?

In Montcalm County, MI, a one-bedroom apartment averages $883 per month, a two-bedroom averages $1,058 per month, a three-bedroom averages $1,297 per month, according to HUD Fair Market Rent data.

What is the average salary in Montcalm County?

In Montcalm County, MI, the average household income is $64,892 per year and individual earnings for full-time workers average $37,262 per year, according to U.S. Census Bureau data.

What is the cost of living in Montcalm County?

The estimated cost of living in Montcalm County, MI is approximately $2,827 per month for a single person, $4,133 for a couple, $6,505 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Montcalm County?

The combined sales tax rate in Montcalm County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Montcalm County an affordable place to live?

Based on the data, a single person in Montcalm County, MI would need approximately $2,827 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,892 per year ($5,408 per month). Montcalm County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Montcalm County?

The ACA marketplace benchmark premium in Montcalm County, MI is approximately $480 per month for an individual. Approximately 8.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Montcalm County?

The average home value in Montcalm County, MI is $172,100, with average annual property taxes of $1,851, according to U.S. Census Bureau data.

How does Montcalm County compare to other areas?

You can compare Montcalm County, MI with any other US county using our comparison tool at /compare. Montcalm County is in the Grand Rapids-Wyoming-Kentwood, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Montcalm County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources