Cost of living in Monroe County, MS
Population 33,928 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Monroe County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Monroe County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Monroe County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Monroe County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Monroe County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Monroe County
State and local tax rates for Mississippi.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Monroe County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Monroe County
What it costs to live in Monroe County each month.
- Rent $836
- Energy $197
- Water $55
- Groceries $298
- Transport $320
- Healthcare $480
- Federal tax $452
- State tax $157
- Rent $933
- Energy $236
- Water $65
- Groceries $494
- Transport $420
- Healthcare $864
- Federal tax $510
- State tax $213
- Rent $1,124
- Energy $296
- Water $75
- Groceries $749
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $510
- State tax $213
Frequently asked questions about Monroe County
Common questions about cost of living, rent and salary.
What is the average rent in Monroe County?
In Monroe County, MS, a one-bedroom apartment averages $836 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,124 per month, according to HUD Fair Market Rent data.
What is the average salary in Monroe County?
In Monroe County, MS, the average household income is $51,231 per year and individual earnings for full-time workers average $37,681 per year, according to U.S. Census Bureau data.
What is the cost of living in Monroe County?
The estimated cost of living in Monroe County, MS is approximately $2,795 per month for a single person, $3,735 for a couple, $6,037 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Monroe County?
The combined sales tax rate in Monroe County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.
Is Monroe County an affordable place to live?
Based on the data, a single person in Monroe County, MS would need approximately $2,795 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $51,231 per year ($4,269 per month). Monroe County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Monroe County?
The ACA marketplace benchmark premium in Monroe County, MS is approximately $480 per month for an individual. Approximately 9.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Monroe County?
The average home value in Monroe County, MS is $115,200, with average annual property taxes of $859, according to U.S. Census Bureau data.
How does Monroe County compare to other areas?
You can compare Monroe County, MS with any other US county using our comparison tool at /compare. Monroe County is in Mississippi.
Other counties in Mississippi
Browse the full list of counties in Mississippi, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP