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Morgantown, WV

Cost of living in Monongalia County, WV

Part of the Morgantown Metro Area

Estimated monthly cost
$2,695/mo
for a single person, all categories combined

Population 106,520 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $844 31%
Healthcare $480 18%
Federal tax $409 15%
Transport $320 12%
Groceries $306 11%
Energy $192 7%
State tax $89 3%
Water $55 2%

Rent in Monongalia County

Fair Market Rents by bedroom count.

Studio
$838
per month
1 bedroom
$844
per month
2 bedroom
$1,065
per month
3 bedroom
$1,283
per month
4 bedroom
$1,788
per month

Source: HUD FMR FY2025

Income and earnings in Monongalia County

Annual earnings figures from the Census ACS.

Household income
$62,704
per year
Individual earnings
$35,093
per year
Per capita
$40,258
per year

Source: ACS 2019-2023 5-Year.

Home values in Monongalia County

Average values reported by homeowners.

Average home value
$254,200
Annual property tax
$1,232

Source: ACS 2019-2023 5-Year

Energy costs in Monongalia County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 14¢/kWh
Natural gas
$52
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Monongalia County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Monongalia County

State and local tax rates for West Virginia.

State income tax
5.1%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Monongalia County

Commute patterns and estimated costs.

Average commute
21.8 min
Drive alone
72.2%
Public transit
1.3%
Work from home
11.7%

Source: ACS

Monthly cost estimates for Monongalia County

What it costs to live in Monongalia County each month.

Single person
$2,695
per month
  • Rent $844
  • Energy $192
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $409
  • State tax $89
Couple
$4,040
per month
  • Rent $1,065
  • Energy $230
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $696
  • State tax $193
Family
$6,374
per month
  • Rent $1,283
  • Energy $288
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $696
  • State tax $193

Frequently asked questions about Monongalia County

Common questions about cost of living, rent and salary.

What is the average rent in Monongalia County?

In Monongalia County, WV, a one-bedroom apartment averages $844 per month, a two-bedroom averages $1,065 per month, a three-bedroom averages $1,283 per month, according to HUD Fair Market Rent data.

What is the average salary in Monongalia County?

In Monongalia County, WV, the average household income is $62,704 per year and individual earnings for full-time workers average $35,093 per year, according to U.S. Census Bureau data.

What is the cost of living in Monongalia County?

The estimated cost of living in Monongalia County, WV is approximately $2,695 per month for a single person, $4,040 for a couple, $6,374 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Monongalia County?

The combined sales tax rate in Monongalia County, WV is 6.56%, which includes the West Virginia state rate of 6.00% plus an average local rate of 0.56%.

Is Monongalia County an affordable place to live?

Based on the data, a single person in Monongalia County, WV would need approximately $2,695 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,704 per year ($5,225 per month). Monongalia County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Monongalia County?

The ACA marketplace benchmark premium in Monongalia County, WV is approximately $480 per month for an individual. Approximately 5.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Monongalia County?

The average home value in Monongalia County, WV is $254,200, with average annual property taxes of $1,232, according to U.S. Census Bureau data.

How does Monongalia County compare to other areas?

You can compare Monongalia County, WV with any other US county using our comparison tool at /compare. Monongalia County is in the Morgantown, WV metro area.

Other counties in West Virginia

Browse the full list of counties in West Virginia, ranked by cost of living.

See all counties in West Virginia

Compare Monongalia County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources