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Iowa

Cost of living in Monona County, IA

Estimated monthly cost
$2,686/mo
for a single person, all categories combined

Population 8,619 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $668 25%
Federal tax $492 18%
Healthcare $480 18%
Transport $320 12%
Groceries $315 12%
Energy $195 7%
State tax $166 6%
Water $50 2%

Rent in Monona County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$668
per month
2 bedroom
$877
per month
3 bedroom
$1,057
per month
4 bedroom
$1,428
per month

Source: HUD FMR FY2025

Income and earnings in Monona County

Annual earnings figures from the Census ACS.

Household income
$62,944
per year
Individual earnings
$40,123
per year
Per capita
$34,565
per year

Source: ACS 2019-2023 5-Year.

Home values in Monona County

Average values reported by homeowners.

Average home value
$122,600
Annual property tax
$1,412

Source: ACS 2019-2023 5-Year

Energy costs in Monona County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Monona County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Monona County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Monona County

Commute patterns and estimated costs.

Average commute
22.9 min
Drive alone
80.9%
Public transit
0.5%
Work from home
9.0%

Source: ACS

Monthly cost estimates for Monona County

What it costs to live in Monona County each month.

Single person
$2,686
per month
  • Rent $668
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $492
  • State tax $166
Couple
$3,951
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $700
  • State tax $274
Family
$6,255
per month
  • Rent $1,057
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $700
  • State tax $274

Frequently asked questions about Monona County

Common questions about cost of living, rent and salary.

What is the average rent in Monona County?

In Monona County, IA, a one-bedroom apartment averages $668 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,057 per month, according to HUD Fair Market Rent data.

What is the average salary in Monona County?

In Monona County, IA, the average household income is $62,944 per year and individual earnings for full-time workers average $40,123 per year, according to U.S. Census Bureau data.

What is the cost of living in Monona County?

The estimated cost of living in Monona County, IA is approximately $2,686 per month for a single person, $3,951 for a couple, $6,255 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Monona County?

The combined sales tax rate in Monona County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Monona County an affordable place to live?

Based on the data, a single person in Monona County, IA would need approximately $2,686 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,944 per year ($5,245 per month). Monona County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Monona County?

The ACA marketplace benchmark premium in Monona County, IA is approximately $480 per month for an individual. Approximately 3.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Monona County?

The average home value in Monona County, IA is $122,600, with average annual property taxes of $1,412, according to U.S. Census Bureau data.

How does Monona County compare to other areas?

You can compare Monona County, IA with any other US county using our comparison tool at /compare. Monona County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Monona County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources