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Cost of living in Mono County, CA

Estimated monthly cost
$3,494/mo
for a single person, all categories combined

Population 13,169 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,348 39%
Federal tax $618 18%
Healthcare $480 14%
Groceries $397 11%
Transport $250 7%
Energy $217 6%
State tax $124 4%
Water $60 2%

Rent in Mono County

Fair Market Rents by bedroom count.

Studio
$1,036
per month
1 bedroom
$1,348
per month
2 bedroom
$1,493
per month
3 bedroom
$2,092
per month
4 bedroom
$2,476
per month

Source: HUD FMR FY2025

Income and earnings in Mono County

Annual earnings figures from the Census ACS.

Household income
$86,953
per year
Individual earnings
$47,840
per year
Per capita
$49,271
per year

Source: ACS 2019-2023 5-Year.

Home values in Mono County

Average values reported by homeowners.

Average home value
$514,300
Annual property tax
$3,936

Source: ACS 2019-2023 5-Year

Energy costs in Mono County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in Mono County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mono County

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mono County

Commute patterns and estimated costs.

Average commute
17.5 min
Drive alone
66.4%
Public transit
1.6%
Work from home
16.2%

Source: ACS

Monthly cost estimates for Mono County

What it costs to live in Mono County each month.

Single person
$3,494
per month
  • Rent $1,348
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $250
  • Healthcare $480
  • Federal tax $618
  • State tax $124
Couple
$5,183
per month
  • Rent $1,493
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $350
  • Healthcare $864
  • Federal tax $1,093
  • State tax $395
Family
$7,989
per month
  • Rent $2,092
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,093
  • State tax $395

Frequently asked questions about Mono County

Common questions about cost of living, rent and salary.

What is the average rent in Mono County?

In Mono County, CA, a one-bedroom apartment averages $1,348 per month, a two-bedroom averages $1,493 per month, a three-bedroom averages $2,092 per month, according to HUD Fair Market Rent data.

What is the average salary in Mono County?

In Mono County, CA, the average household income is $86,953 per year and individual earnings for full-time workers average $47,840 per year, according to U.S. Census Bureau data.

What is the cost of living in Mono County?

The estimated cost of living in Mono County, CA is approximately $3,494 per month for a single person, $5,183 for a couple, $7,989 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mono County?

The combined sales tax rate in Mono County, CA is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is Mono County an affordable place to live?

Based on the data, a single person in Mono County, CA would need approximately $3,494 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,953 per year ($7,246 per month). Mono County is relatively affordable compared to the national average.

How much does healthcare cost in Mono County?

The ACA marketplace benchmark premium in Mono County, CA is approximately $480 per month for an individual. Approximately 11.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mono County?

The average home value in Mono County, CA is $514,300, with average annual property taxes of $3,936, according to U.S. Census Bureau data.

How does Mono County compare to other areas?

You can compare Mono County, CA with any other US county using our comparison tool at /compare. Mono County is in California.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

See all counties in California

Compare Mono County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP