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Jefferson City, MO

Cost of living in Moniteau County, MO

Part of the Jefferson City Metro Area

Estimated monthly cost
$2,671/mo
for a single person, all categories combined

Population 15,303 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $673 25%
Federal tax $494 18%
Healthcare $480 18%
Transport $320 12%
Groceries $313 12%
Energy $194 7%
State tax $147 6%
Water $50 2%

Rent in Moniteau County

Fair Market Rents by bedroom count.

Studio
$669
per month
1 bedroom
$673
per month
2 bedroom
$883
per month
3 bedroom
$1,207
per month
4 bedroom
$1,329
per month

Source: HUD FMR FY2025

Income and earnings in Moniteau County

Annual earnings figures from the Census ACS.

Household income
$65,161
per year
Individual earnings
$40,252
per year
Per capita
$29,379
per year

Source: ACS 2019-2023 5-Year.

Home values in Moniteau County

Average values reported by homeowners.

Average home value
$168,300
Annual property tax
$1,205

Source: ACS 2019-2023 5-Year

Energy costs in Moniteau County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Moniteau County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Moniteau County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Moniteau County

Commute patterns and estimated costs.

Average commute
29.0 min
Drive alone
76.3%
Public transit
0.1%
Work from home
7.2%

Source: ACS

Monthly cost estimates for Moniteau County

What it costs to live in Moniteau County each month.

Single person
$2,671
per month
  • Rent $673
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $494
  • State tax $147
Couple
$3,961
per month
  • Rent $883
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $736
  • State tax $246
Family
$6,407
per month
  • Rent $1,207
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $736
  • State tax $246

Frequently asked questions about Moniteau County

Common questions about cost of living, rent and salary.

What is the average rent in Moniteau County?

In Moniteau County, MO, a one-bedroom apartment averages $673 per month, a two-bedroom averages $883 per month, a three-bedroom averages $1,207 per month, according to HUD Fair Market Rent data.

What is the average salary in Moniteau County?

In Moniteau County, MO, the average household income is $65,161 per year and individual earnings for full-time workers average $40,252 per year, according to U.S. Census Bureau data.

What is the cost of living in Moniteau County?

The estimated cost of living in Moniteau County, MO is approximately $2,671 per month for a single person, $3,961 for a couple, $6,407 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Moniteau County?

The combined sales tax rate in Moniteau County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Moniteau County an affordable place to live?

Based on the data, a single person in Moniteau County, MO would need approximately $2,671 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,161 per year ($5,430 per month). Moniteau County is relatively affordable compared to the national average.

How much does healthcare cost in Moniteau County?

The ACA marketplace benchmark premium in Moniteau County, MO is approximately $480 per month for an individual. Approximately 16.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Moniteau County?

The average home value in Moniteau County, MO is $168,300, with average annual property taxes of $1,205, according to U.S. Census Bureau data.

How does Moniteau County compare to other areas?

You can compare Moniteau County, MO with any other US county using our comparison tool at /compare. Moniteau County is in the Jefferson City, MO metro area.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Moniteau County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources