Skip to main content
LiveWhere us
Steamboat Springs, CO

Cost of living in Moffat County, CO

Estimated monthly cost
$2,947/mo
for a single person, all categories combined

Population 13,258 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $870 30%
Federal tax $542 18%
Healthcare $480 16%
Groceries $359 12%
Transport $320 11%
Energy $158 5%
State tax $158 5%
Water $60 2%

Rent in Moffat County

Fair Market Rents by bedroom count.

Studio
$865
per month
1 bedroom
$870
per month
2 bedroom
$1,142
per month
3 bedroom
$1,376
per month
4 bedroom
$1,529
per month

Source: HUD FMR FY2025

Income and earnings in Moffat County

Annual earnings figures from the Census ACS.

Household income
$70,975
per year
Individual earnings
$43,182
per year
Per capita
$35,380
per year

Source: ACS 2019-2023 5-Year.

Home values in Moffat County

Average values reported by homeowners.

Average home value
$262,500
Annual property tax
$1,129

Source: ACS 2019-2023 5-Year

Energy costs in Moffat County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Moffat County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Moffat County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Moffat County

Commute patterns and estimated costs.

Average commute
21.9 min
Drive alone
75.0%
Public transit
0.7%
Work from home
4.3%

Source: ACS

Monthly cost estimates for Moffat County

What it costs to live in Moffat County each month.

Single person
$2,947
per month
  • Rent $870
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $320
  • Healthcare $480
  • Federal tax $542
  • State tax $158
Couple
$4,373
per month
  • Rent $1,142
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $420
  • Healthcare $864
  • Federal tax $832
  • State tax $260
Family
$6,763
per month
  • Rent $1,376
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $832
  • State tax $260

Frequently asked questions about Moffat County

Common questions about cost of living, rent and salary.

What is the average rent in Moffat County?

In Moffat County, CO, a one-bedroom apartment averages $870 per month, a two-bedroom averages $1,142 per month, a three-bedroom averages $1,376 per month, according to HUD Fair Market Rent data.

What is the average salary in Moffat County?

In Moffat County, CO, the average household income is $70,975 per year and individual earnings for full-time workers average $43,182 per year, according to U.S. Census Bureau data.

What is the cost of living in Moffat County?

The estimated cost of living in Moffat County, CO is approximately $2,947 per month for a single person, $4,373 for a couple, $6,763 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Moffat County?

The combined sales tax rate in Moffat County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Moffat County an affordable place to live?

Based on the data, a single person in Moffat County, CO would need approximately $2,947 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,975 per year ($5,915 per month). Moffat County is relatively affordable compared to the national average.

How much does healthcare cost in Moffat County?

The ACA marketplace benchmark premium in Moffat County, CO is approximately $480 per month for an individual. Approximately 8.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Moffat County?

The average home value in Moffat County, CO is $262,500, with average annual property taxes of $1,129, according to U.S. Census Bureau data.

How does Moffat County compare to other areas?

You can compare Moffat County, CO with any other US county using our comparison tool at /compare. Moffat County is in the Steamboat Springs, CO metro area.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Moffat County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources