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Mobile, AL

Cost of living in Mobile, Alabama

Mobile County, AL

Part of the Mobile Metro Area

Estimated monthly cost
$2,924/mo
for a single person, all categories combined

Population 413,162 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $908 31%
Healthcare $480 16%
Federal tax $462 16%
Transport $320 11%
Groceries $306 10%
Energy $237 8%
State tax $156 5%
Water $55 2%

Rent in Mobile

Fair Market Rents by bedroom count.

Studio
$812
per month
1 bedroom
$908
per month
2 bedroom
$1,094
per month
3 bedroom
$1,441
per month
4 bedroom
$1,464
per month

Source: HUD FMR FY2025

Income and earnings in Mobile

Annual earnings figures from the Census ACS.

Household income
$58,119
per year
Individual earnings
$38,315
per year
Per capita
$32,032
per year

Source: ACS 2019-2023 5-Year.

Home values in Mobile

Average values reported by homeowners.

Average home value
$176,600
Annual property tax
$849

Source: ACS 2019-2023 5-Year

Energy costs in Mobile

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Mobile

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mobile

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mobile

Commute patterns and estimated costs.

Average commute
26.0 min
Drive alone
83.2%
Public transit
0.4%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Mobile

What it costs to live in Mobile each month.

Single person
$2,924
per month
  • Rent $908
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $462
  • State tax $156
Couple
$4,094
per month
  • Rent $1,094
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $621
  • State tax $239
Family
$6,571
per month
  • Rent $1,441
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $621
  • State tax $239

Frequently asked questions about Mobile

Common questions about cost of living, rent and salary.

What is the average rent in Mobile?

In Mobile, Alabama, a one-bedroom apartment averages $908 per month, a two-bedroom averages $1,094 per month, a three-bedroom averages $1,441 per month, according to HUD Fair Market Rent data.

What is the average salary in Mobile?

In Mobile, Alabama, the average household income is $58,119 per year and individual earnings for full-time workers average $38,315 per year, according to U.S. Census Bureau data.

What is the cost of living in Mobile?

The estimated cost of living in Mobile, Alabama is approximately $2,924 per month for a single person, $4,094 for a couple, $6,571 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mobile?

The combined sales tax rate in Mobile, Alabama is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Mobile an affordable place to live?

Based on the data, a single person in Mobile, Alabama would need approximately $2,924 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,119 per year ($4,843 per month). Mobile has a moderate cost of living relative to local earnings.

How much does healthcare cost in Mobile?

The ACA marketplace benchmark premium in Mobile, Alabama is approximately $480 per month for an individual. Approximately 10.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mobile?

The average home value in Mobile, Alabama is $176,600, with average annual property taxes of $849, according to U.S. Census Bureau data.

How does Mobile compare to other areas?

You can compare Mobile, Alabama with any other US county using our comparison tool at /compare. Mobile is in the Mobile, AL metro area.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Mobile with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP