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Iowa

Cost of living in Mitchell County, IA

Estimated monthly cost
$2,800/mo
for a single person, all categories combined

Population 10,548 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $696 25%
Federal tax $559 20%
Healthcare $480 17%
Transport $320 11%
Groceries $315 11%
Energy $195 7%
State tax $185 7%
Water $50 2%

Rent in Mitchell County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$696
per month
2 bedroom
$877
per month
3 bedroom
$1,057
per month
4 bedroom
$1,163
per month

Source: HUD FMR FY2025

Income and earnings in Mitchell County

Annual earnings figures from the Census ACS.

Household income
$68,704
per year
Individual earnings
$44,218
per year
Per capita
$38,824
per year

Source: ACS 2019-2023 5-Year.

Home values in Mitchell County

Average values reported by homeowners.

Average home value
$164,100
Annual property tax
$1,897

Source: ACS 2019-2023 5-Year

Energy costs in Mitchell County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Mitchell County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mitchell County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mitchell County

Commute patterns and estimated costs.

Average commute
19.5 min
Drive alone
75.7%
Public transit
0.1%
Work from home
11.3%

Source: ACS

Monthly cost estimates for Mitchell County

What it costs to live in Mitchell County each month.

Single person
$2,800
per month
  • Rent $696
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $559
  • State tax $185
Couple
$4,072
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $794
  • State tax $301
Family
$6,376
per month
  • Rent $1,057
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $794
  • State tax $301

Frequently asked questions about Mitchell County

Common questions about cost of living, rent and salary.

What is the average rent in Mitchell County?

In Mitchell County, IA, a one-bedroom apartment averages $696 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,057 per month, according to HUD Fair Market Rent data.

What is the average salary in Mitchell County?

In Mitchell County, IA, the average household income is $68,704 per year and individual earnings for full-time workers average $44,218 per year, according to U.S. Census Bureau data.

What is the cost of living in Mitchell County?

The estimated cost of living in Mitchell County, IA is approximately $2,800 per month for a single person, $4,072 for a couple, $6,376 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mitchell County?

The combined sales tax rate in Mitchell County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Mitchell County an affordable place to live?

Based on the data, a single person in Mitchell County, IA would need approximately $2,800 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,704 per year ($5,725 per month). Mitchell County is relatively affordable compared to the national average.

How much does healthcare cost in Mitchell County?

The ACA marketplace benchmark premium in Mitchell County, IA is approximately $480 per month for an individual. Approximately 7.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mitchell County?

The average home value in Mitchell County, IA is $164,100, with average annual property taxes of $1,897, according to U.S. Census Bureau data.

How does Mitchell County compare to other areas?

You can compare Mitchell County, IA with any other US county using our comparison tool at /compare. Mitchell County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Mitchell County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources