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Missoula, MT

Cost of living in Missoula County, MT

Part of the Missoula Metro Area

Estimated monthly cost
$3,320/mo
for a single person, all categories combined

Population 119,639 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,339 40%
Healthcare $480 14%
Federal tax $460 14%
Groceries $334 10%
Transport $320 10%
State tax $167 5%
Energy $160 5%
Water $60 2%

Rent in Missoula County

Fair Market Rents by bedroom count.

Studio
$1,121
per month
1 bedroom
$1,339
per month
2 bedroom
$1,604
per month
3 bedroom
$2,248
per month
4 bedroom
$2,694
per month

Source: HUD FMR FY2025

Income and earnings in Missoula County

Annual earnings figures from the Census ACS.

Household income
$71,246
per year
Individual earnings
$38,169
per year
Per capita
$43,142
per year

Source: ACS 2019-2023 5-Year.

Home values in Missoula County

Average values reported by homeowners.

Average home value
$423,100
Annual property tax
$3,833

Source: ACS 2019-2023 5-Year

Energy costs in Missoula County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Missoula County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Missoula County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Missoula County

Commute patterns and estimated costs.

Average commute
18.7 min
Drive alone
70.2%
Public transit
1.5%
Work from home
13.0%

Source: ACS

Monthly cost estimates for Missoula County

What it costs to live in Missoula County each month.

Single person
$3,320
per month
  • Rent $1,339
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $460
  • State tax $167
Couple
$4,869
per month
  • Rent $1,604
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $836
  • State tax $330
Family
$7,649
per month
  • Rent $2,248
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $836
  • State tax $330

Frequently asked questions about Missoula County

Common questions about cost of living, rent and salary.

What is the average rent in Missoula County?

In Missoula County, MT, a one-bedroom apartment averages $1,339 per month, a two-bedroom averages $1,604 per month, a three-bedroom averages $2,248 per month, according to HUD Fair Market Rent data.

What is the average salary in Missoula County?

In Missoula County, MT, the average household income is $71,246 per year and individual earnings for full-time workers average $38,169 per year, according to U.S. Census Bureau data.

What is the cost of living in Missoula County?

The estimated cost of living in Missoula County, MT is approximately $3,320 per month for a single person, $4,869 for a couple, $7,649 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Missoula County?

The combined sales tax rate in Missoula County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Missoula County an affordable place to live?

Based on the data, a single person in Missoula County, MT would need approximately $3,320 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,246 per year ($5,937 per month). Missoula County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Missoula County?

The ACA marketplace benchmark premium in Missoula County, MT is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Missoula County?

The average home value in Missoula County, MT is $423,100, with average annual property taxes of $3,833, according to U.S. Census Bureau data.

How does Missoula County compare to other areas?

You can compare Missoula County, MT with any other US county using our comparison tool at /compare. Missoula County is in the Missoula, MT metro area.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Missoula County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources